Mortgage Underwriter

2 days ago

Bengaluru, India Indecomm Technology Services Full time

**Job Brief**:
**Roles and Responsibilities**:

- Authorizing and underwriting loans.
- Analyzing loan risk and requesting additional information as necessary.
- Preparing reports on assessment findings.
- Reviewing and specifying loan conditions as necessary.
- Ensuring compliance with regulatory standards.
- Ensuring compliance with company policies and guidelines.
- Documenting and effectively communicating reasons for the approval/rejection of loans.
- Maintain a thorough working knowledge of industry standards and guidelines.
- Ensuring compliance with regulatory standards.
- Perform other duties as assigned by Management.
- Meet daily targets & all SLAs as communicated.

**Requirements**:

- Graduate in any discipline
- At least 3 - 5 years of relevant experience in underwriting.
- General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines are a plus.
- Good working knowledge of mortgage loan processing and relevant legal regulations.
- Knowledge of standard mortgage nomenclature.
- Ability to interpret & action for any guideline changes.
- Ability to make decisions based on facts.
- Problem solving ability by connecting the dots across the loan documentation.
- Detail oriented with strong analytical skills.
- Good verbal and written communication skills.
- Should be flexible to work in any shift.

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