General Insurance Sales Executive

3 days ago

Pune District Maharashtra, India Jahaagirdaar properties Full time

**Key Responsibilities**:

- **Sales and Business Development**:

- Identify and prospect potential clients through various channels (e.g., cold calling, referrals, networking, market research, online leads).
- Conduct needs analysis with prospective clients to understand their insurance requirements and financial situation.
- Present and explain various general insurance products (e.g., motor, health, home, travel, commercial, property, liability) and their benefits, terms, and conditions clearly and concisely.
- Customize insurance programs and provide quotes to suit individual or business needs.
- Negotiate policy terms and conditions with clients and, when necessary, with underwriters.
- Close sales and achieve or exceed assigned sales targets and performance metrics.
- **Client Relationship Management**:

- Build and maintain strong, long-term relationships with clients to foster trust and loyalty.
- Provide excellent pre
- and post-sales support, addressing client inquiries, concerns, and policy-related questions promptly.
- Assist clients with policy renewals, modifications, and endorsements.
- Guide clients through the insurance claims process when necessary.
- Conduct periodic reviews of clients' insurance needs, especially after life-changing events, and recommend appropriate adjustments to their policies.
- **Market Knowledge and Compliance**:

- Stay updated with the latest general insurance products, market trends, and industry developments.
- Maintain a thorough understanding of insurance regulations, compliance standards (e.g., IRDAI in India), and ethical sales practices.
- Participate in training programs and continuous education to enhance product knowledge and sales skills.
- **Reporting and Administration**:

- Prepare and present sales reports, forecasts, and performance metrics to management.
- Maintain accurate and organized client databases and sales pipelines, often using CRM software.
- Collaborate with internal teams (e.g., underwriting, claims, marketing) to ensure seamless service delivery and resolve client issues.

**Job Types**: Full-time, Permanent

Pay: ₹146,948.33 - ₹718,764.96 per year

Work Location: On the road

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