Commercial Underwriter – General Insurance

2 days ago

Andheri West Mumbai Maharashtra, India Eksure Insurance Brokers Pvt Ltd Full time ₹ 2,18,000 - ₹ 5,38,037 per year

Job Title: Commercial Underwriter – General Insurance (Broking Industry)

Location: Andheri (West), Mumbai

Employment Type: Full-time

About the Role:

We are seeking a motivated and detail-oriented Commercial Underwriter with a background in General Insurance and at least 2 years of relevant experience. The role involves underwriting, evaluating, and analyzing commercial risks across multiple insurance lines to support our broking operations.

Key Responsibilities:

  • Assess, evaluate, and underwrite commercial insurance proposals (Property, Marine, Liability, Engineering, Motor Fleet, etc.) in line with company and insurer guidelines.
  • Analyze client portfolios and prepare risk presentations for insurance companies.
  • Collaborate with insurance companies to obtain competitive terms, quotes, and policy structures.
  • Support the Business Development and Sales team in structuring tailored solutions for corporate and SME clients.
  • Review policy wordings, terms & conditions, and ensure compliance with regulatory (IRDAI) guidelines.
  • Assist in claims analysis, renewal reviews, and portfolio monitoring.
  • Maintain strong relationships with insurers, underwriters, and internal teams.
  • Contribute to MIS reports, documentation, and underwriting support for management review.

Requirements:

  • Education: Graduate / Postgraduate (Commerce, Finance, Insurance specialization preferred).
  • Experience: Minimum 2 years of experience in General Insurance underwriting, preferably in a broking or insurance company environment.
  • Gender Preference: Male candidates only.
  • Technical Skills:
  • Strong knowledge of General Insurance products (Commercial Lines).
  • Ability to interpret risk assessments, policy terms, and underwriting guidelines.
  • Proficiency in MS Office (Excel, PowerPoint, Word).
  • Soft Skills:
  • Excellent communication and negotiation skills.
  • Strong analytical and problem-solving abilities.
  • Attention to detail and ability to work under deadlines.

What We Offer:

  • Exposure to a wide range of corporate insurance portfolios.
  • Opportunity to work closely with senior professionals in the insurance broking space.
  • Competitive compensation and career growth prospects.

Job Type: Full-time

Pay: ₹218, ₹538,037.16 per year

Benefits:

  • Cell phone reimbursement

Work Location: In person

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