Legal Counsel

**what is CRED?**

CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour. CRED was born out of a need to bring back the focus on a long-lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behaviour to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. Here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner?

answer: you get something close to what we have at CRED; CRED just has it better.

here’s what will be in store for you at CRED once you join the legal team.

**what will you do?**:

- advise leadership and business teams on an active legal & regulatory strategy for upcoming products.
- review current and upcoming financial regulations across regulators, and advise teams on the applicability and impact of regulatory changes.
- part of the strategy team working on M&A to expand the scope and reach of CRED's services for its members.
- support CRED’s product teams by advising on legal and risk issues related to CRED financial and non-financial offerings but not limited to product flows & product structures.
- advise on corrective and preventative measures, including risk-based business initiatives and mitigation strategies.
- train team members on legal issues, best practices and policies.
- assist with prosecution and litigation.
- review and negotiate commercial agreements with various business partners (including D2C brands, banks, marketing agencies, tech platforms and financial institutions) on a wide range of matters from marketing, promotions, e-commerce contracts, payment support services contracts, and similar standard commercial contracts to complex, high-dollar value transactions and cutting-edge business initiatives.
- legal review of internal procedures and compliance issues.
- liaison with law firms and external counsels.
- 5-7 years of relevant experience of working at law firms or inhouse at start-ups.
- strong skills in legal drafting, research, negotiation and with commercial and contentious work.
- experience in reviewing, drafting and negotiating commercial contracts.
- high competence to review and identify legal issues in complex commercial documentation.
- experience of having undertaken legal due diligence review of start-ups generally and fintech companies in particular.
- competence in broad range of corporate and business laws, including various FEMA regulations and RBI/SEBI regulations along with the ability to address related research questions with ease.
- ability to analyze business processes, spot issues and propose/implement solutions.
- ability to function autonomously yet communicate laterally and upward with ease.
- interest in start-up and fintech ecosystems along with the curiosity to track and keep abreast of the changing regulatory landscape
- high motivation, are creative and laser-focused on the details.
- the ability to juggle multiple projects in a fast-paced environment and to re-prioritize quickly to address shifting business needs.

**how is life at CRED?**

working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, stand-up comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. At CRED, we guarantee a good company.

hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and comprehensive health insurance. to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because