Insurance Underwriter

4 days ago

Mohali Punjab, India ASPIRE BUSINESS SOLUTIONS Full time

Job Overview:
Key Responsibilities:
Premium Calculation: Analyze factors affecting risk and determine appropriate premiums to ensure profitability while staying competitive in the market.

Policy Terms: Set policy terms and conditions, including coverage limits, exclusions, and endorsements, based on underwriting guidelines and risk assessments.

Collaboration: Work closely with insurance agents, brokers, actuaries, and claims adjusters to evaluate risks and facilitate smooth underwriting processes.

Regulatory Compliance: Ensure all underwriting decisions comply with state and federal regulations, as well as internal company policies and ethical standards.

Reporting and Documentation: Maintain accurate records of underwriting decisions, risk assessments, and policy details for future reference or audits.

Ongoing Monitoring: Periodically review existing policies and accounts for changes in risk factors or claims history and make adjustments to terms or premiums as necessary.

Qualifications:
Education: Bachelor's degree in Business, Finance, Economics, or a related field. Professional certifications (e.g., Associate in Commercial Underwriting, Chartered Property Casualty Underwriter) are a plus.

Experience: Minimum of 2-3 years of experience in insurance underwriting or a related field. Experience in specific insurance areas (e.g., health, life, property, casualty) is preferred.

**Skills**:Strong analytical and decision-making skills.

Ability to interpret financial documents and risk factors.

Knowledge of underwriting guidelines and industry regulations.

Excellent communication and negotiation skills.

Detail-oriented with strong organizational skills.

Proficiency in underwriting software and Microsoft Office Suite.

Work Schedule:
Shift: Night shift, 7:30 PM to 4:30 AM, Monday to Friday.

**Job Types**: Full-time, Permanent

Pay: ₹20,000.00 - ₹35,000.00 per month

Schedule:

- Fixed shift
- Night shift
- US shift

Supplemental Pay:

- Overtime pay

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 9056357498

  • Medical Underwriter

    4 days ago

    Mohali, Punjab, India ASPIRE BUSINESS SOLUTIONS Full time

    Job description: **Job Title**: Medical Insurance - Policy Binding Specialist (U.S. Experience Required) **Company**: Aspire Globus **Location**: Mohali (Onsite) **Shift**: Night Shift (7:00 PM - 4:00 AM) | Monday to Friday **Key Responsibilities**: - Perform accurate and timely binding of U.S. medical insurance policies - Coordinate with clients/brokers...

  • Underwriter Commercial Trucking

    3 weeks ago

    Mohali, India Core Tech IT Services Pvt. Full time

    We are seeking a detail-oriented and knowledgeable Policy Binding Specialist / Underwriter with experience in U.S. commercial trucking insurance. This role involves evaluating risks, binding policies, and supporting underwriting decisions for a portfolio of trucking and transportation clients across the United States. Key Responsibilities: Review and...

  • Underwriter Commercial Trucking

    4 days ago

    Mohali, Punjab, India Core Tech IT Services Pvt. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We are seeking a detail-oriented and knowledgeable Policy Binding Specialist / Underwriter with experience in U.S. commercial trucking insurance. This role involves evaluating risks, binding policies, and supporting underwriting decisions for a portfolio of trucking and transportation clients across the United States.Key Responsibilities:Review and...

  • Underwriter Executive

    3 weeks ago

    Mohali, India Simson Technologies Full time

    Key Responsibilities: Placement & Negotiation: Fetch quotes from insurer portals and prepare detailed QCRs. Liaise with multiple insurers to obtain competitive quotes when not available on insurer portals. Negotiate policy terms, conditions, and premium rates with underwriters to ensure favorable outcomes. Ensure the timely issuance and renewal of policies....

  • Underwriter Executive

    2 days ago

    Mohali, Punjab, India Simson Technologies Full time ₹ 6,24,000 per year

    Key Responsibilities:Placement & Negotiation:Fetch quotes from insurer portals and prepare detailed QCRs.Liaise with multiple insurers to obtain competitive quotes when not available on insurer portals.Negotiate policy terms, conditions, and premium rates with underwriters to ensure favorable outcomes.Ensure the timely issuance and renewal of...

  • Compliance Officer-insurance

    6 days ago

    Mohali, Punjab, India Auswide Pvt.Ltd Full time

    **Key Responsibilities**: - Monitor and interpret relevant regulatory requirements and changes (e.g., ASIC, APRA, AFCA, Privacy Act, Insurance Contracts Act) affecting insurance operations. - Conduct regular internal audits, control testing, and risk assessments across underwriting, claims, and distribution functions. - Identify, investigate, and report...

  • Medical Underwriter

    1 week ago

    Mohali, Punjab, India ASPIRE BUSINESS SOLUTIONS Full time ₹ 2,40,000 - ₹ 7,20,000 per year

    Job description:Job Title: Medical Insurance – Policy Binding Specialist (U.S. Experience Required)Company: Aspire GlobusLocation: Mohali (Onsite)Shift: Night Shift (7:00 PM – 4:00 AM) | Monday to FridayJob Description:Aspire Globus is hiring an experienced Medical Insurance Specialist with a strong background in U.S. policy binding. The ideal candidate...

  • Insurance Claims Adjuster

    2 days ago

    Mohali, Punjab, India Golden Mile Enterprises Inc Full time

    **Job Summary**: As an experienced Insurance Claim Adjuster specializing in the logistics industry, you will manage and resolve insurance claims related to transportation, warehousing, and logistics operations. Your role involves investigating, evaluating, and settling complex claims while ensuring compliance with industry standards and company...

  • Insurance Process Associate

    2 weeks ago

    Mohali, Pune, India Cogneesol Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    Provide research and clerical support to determine whether insureds/customers qualify for insurance policies, or other financial services. Gather financial and statistical information and supply data onto rating mechanism provided by the clientProvide support and assistance to onshore team; work with the insurance underwriting department by working on...

  • Home & Property Insurance

    3 weeks ago

    Mohali, India ASPIRE BUSINESS SOLUTIONS Full time

    Job Title: Home & Property & Insurance – Policy Binding Specialist (U.S. Experience Required) Company: Aspire GlobusLocation: Mohali (Onsite)Shift: Night Shift (7:00 PM – 4:00 AM) | Monday to Friday Job Description: Aspire Globus is seeking a skilled Home & Property & Insurance with proven experience in binding U.S. insurance policies. This is an onsite,...