Credit Officer

4 days ago

Jaipur, India Morpheus Human Consulting Full time

Reference Code:

- 428-69
- Job Title:
**Credit Officer - Housing Finance industry - Jaipur**
- Category:

- Housing Finance
- Job Description:

- Headquartered in Mumbai, they were formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India. For them their clients are at the heart of all our endeavours. They understand that their success only comes from ensuring all products and services meet the unique needs of each of their clients. Proactive customer-centric initiatives have ensured a steady upscale in their business and regularly create paths for expansion and growth.
- What started as farsightedness in encouraging mortgage distribution, has today become one of the market leading products. A one-stop shop for all financial management solutions, it covers a wide range of products. They offer customized solutions in the areas of Mortgages, Insurance, Education Loans, Mutual Funds and Fixed Deposits. Delivering long-term value demands powerful tools as well as deep insights.
- Job Title: Credit Officer - Housing Finance industry
- Jaipur
- Job Responsibilities
- 2) Visit customer’s place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.
- 3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.
- 4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution
- 5) Efficiently manage the Under-process files and ensure adherence to TAT
- 6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD
- Key Skills:

- Key Skills:

- Good communication skills and command over Hindi / language and English
- The above position requires high energy levels, integrity, customer orientation, analytical skills, convincing skills, process orientation, time management and a strong determination to achieve results
- Basic knowledge of computer required
- Ability to multi-task and manage overall operations
- Mandatory:

- Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels- Industry: Housing Finance
- Gender: Male
- Experience: 1-3 years in Affordable Housing Finance companies
- Job Location: Jaipur
- Working Days: 6 days
- Qualification: Graduate/Post graduate in any discipline
- CTC: No incentives, only fixed CTC
- Notice Period: Immediate to 30 days- About Morpheus Consulting:
- Recruitment is a people-focused business - our success and growth are reliant upon our people. Our team of 130 consultants based in Middle east, Asia and Africa offer a blend of international recruitment experience, coupled with a platform of local market and industry knowledge. Morpheus Consulting has its presence since 2007 and has established itself as a reputed recruitment specialist in its industry.-
- Location:

- Required Experience:

- 1-3 yrs
- Positions:

- 3

  • Credit Officer

    4 days ago

    Jaipur, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    Proven work experience (1-4 years) as a Credit Officer, Loan Officer, Document verification, Underwriter, Loan Consultant or similar role - Hands-on experience with lending procedures and products - Ability to create and process financial spreadsheets - Strong analytical skills - Customer service experience - Maintain regular and reliable attendance,...

  • Credit Officer

    3 days ago

    Jaipur, Rajasthan, India SK Finance Full time

    Jaipur Head Office - PRODUCT KNOWLEDGE, KYC KNOWLEDGE, CREDIT KNOWLEDGE ***Job Description***: TO APPRAISE CREDIT OF LOAN APPLICATIONS WITHIN DEFINED GUIDELINES AND DEFINED TAT.TO EVALUATE CREDITWORTHINESS OF POTENTIAL CUSTOMERS. TO DO FOLLOW UP ON THE ASSIGNED DELINQUENT POOL. TO ENSURE ALL LOANS AND LENDING PROCEDURES COMPLY WITH THE REGULATIONS Desired...

  • Transaction Credit Officer

    1 week ago

    Jaipur, India 121 Finance Pvt Ltd Full time

    **EXPERIENCE: 3+ year** **DEPARTMENT: Credit** **JOB LOCATION: Jaipur** **EMPLOYMENT TYPE**: Full Time - Onsite **JOB DESCRIPTION** - Verify and validate transaction documents like invoices, ledgers etc - Analyze credit risk, determine credit risk ratings based on analysis and report if any discrepancies is observed - Maintain accurate records and...

  • Disbursement Officer

    3 days ago

    Jaipur, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    Proven work experience (1-4 years) as a Credit Officer, Loan Officer, Document verification, Underwriter, Loan Consultant, Loan approval or KYC Department. - Hands-on experience with lending procedures and products - Ability to verify Indian Banking Documents - Strong analytical skills and KYC department - Banking knowledge is must. - Maintain regular and...

  • Credit Executive

    6 days ago

    Jaipur, India Snapmint Full time

    Job description Snapmint is on a mission of democratizing installment purchases for next 200 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what they want and pay for them in installments without a...

  • Senior Credit Manager

    2 weeks ago

    Jaipur, Rajasthan, India Digamber Finance Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Position: Senior/Manager – Credit Operations (MSME)Location: Jaipur, RajasthanReports To: Chief Credit OfficerRole OverviewTheSenior/Manager – Credit Operationsis a critical leadership role responsible for managing theend-to-end credit lifecyclefor Retail and MSME loan products. The role focuses oncredit appraisal,policy adherence,risk...

  • Customer Support Executive

    6 days ago

    Jaipur, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    **ABOUT SNAPMINT-**Snapmint is on a mission of democratizing no/low-cost installment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them the freedom to buy what they want and pay for them in...

  • Customer Support Executive

    1 week ago

    Jaipur, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    **ABOUT SNAPMINT-**Snapmint is on a mission of democratizing no/low-cost installment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them the freedom to buy what they want and pay for them in...

  • Customer Support Executive

    3 days ago

    Jaipur, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    **ABOUT SNAPMINT-**Snapmint is on a mission of democratizing no/low-cost installment purchases for next 200 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what they want and pay for them in...

  • Customer Support

    4 days ago

    Jaipur, Rajasthan, India SNAPMINT CREDIT ADVISORY PRIVATE LIMITED Full time

    Snapmint is on a mission of democratizing no/low-cost installment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, less than 30 million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them the freedom to buy what they want and pay for them in installments without...