Credit Transaction Admin

3 days ago

Mumbai, India Riverforest Connections Full time

Position Purpose

To ensure high quality of Credit Transaction management services, enhancing client satisfaction by safeguarding shareholder interest and performing as per SOP with no errors.

**Responsibilities**

**Direct Responsibilities**
- Performing functions including the following for Corporate clients of allotted branches
- Checking of Facility letter and security documents.
- Efficient & effective document customization with due liaising with internal & external stakeholders including clients.
- Manage & comply requests for waiver &/or deviation to standard template.
- Creation of charges with respective Regulatory authority.
- Due diligence and conformity check after document execution by client.
- Supervise timeliness & accuracy on document execution.
- Ensure loans are properly collateralized as per approvals.
- Limitation Monitoring & Covenant Monitoring.
- Monitoring of Early Warning signals/irregularities and excesses in the portfolios in close liaison with Relationship and Risk Teams.
- Monitoring of Early Termination Options.
- Loading and Authorization of Facilities/limits.
- Past Due file review monitoring and monitoring of overdue Commitments.
- Monitoring of Credit Proposals and overview of Watch list portfolio.
- Preparation and Compilation of various reports.
- Handling RBI Inspection and Audit requirements and queries in relation to credits.
- Member of Functions Committee coordinating with Operations team for overview on Operational workflow and streamlining.
- 2.Loan administration
Safe keeping of credit documents by branches
- Effective check on procuring periodic credit security information from clients viz. stock & book debt statements, insurance policies, stock & security audit, etc.
- Follow up for security from the clients
- Manage and co-ordinate inspections & audits
- Carry out functions which have been delegated by management

**Contributing Responsibilities**
- Ensure accurate and timely resolutions
- Direct and manage reporting requirements for the department
- Supporting/ managing any other projects/ activities, as directed by Management from time to time.
- Anti-Money Laundering / Financial Sanctions (“AML/FS”) related duties

Operations are an integral part of the control framework including for AML/FS topics. In that respect, in performing your role you are expected to ensure adherence to AML/FS-related Group Policies and execution of associated operational controls, and to promptly escalate any resulting hit for analysis and decision to the relevant authority

**Technical**

Expertise in credit documentation & limit management is critical.

Excellent understanding of corporate banking products.

Good understanding of banking process & practice, Legal and Regulatory framework.

Working Knowledge of other applicable systems within the bank.

**Behavioral**

Good communication & presentation skills.

Good interpersonal skills with ability to work effectively in a matrix environment.

Team player with client oriented mindset.

Ability to act decisively and manage multiple priorities effectively.

Ability to multi-task on job whilst ensuring efficiency

**Skills Required**:
Management Services;Transaction Management;Client Satisfaction;Credit Admin;CAD

**Location**

Mumbai

**Years Of Experience**

7 to 12 Years

  • UPI Credit Partnerships Lead

    24 hours ago

    Mumbai, Maharashtra, India LIGHT - Credit For UPI Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    About LightWe're building the future of credit on UPI — making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you'll get enormous growth, ridiculous...

  • Credit Executive

    5 days ago

    Mumbai, India Tricon Energy Full time

    **Organization**: Tricon Energy India, Mumbai **Department**: Credit **Designation**: Credit Executive **Roles & Responsibilities** - Analyze customer financial statements and authorize or recommend credit limits. - Liaise with Tricon Traders, Customers, and Banks to discuss credit matters, resolve issues and verify financial and credit transactions -...

  • Transaction Risk Manager

    5 days ago

    Mumbai, India Skill Ventory Full time

    Roles and Responsibilities Responsibility for managing credit risk and advising on structuring matters in relation to RF transactions within Country, covering the full Commercial Banking and Global Banking franchise for both extant book & new business, including cross-border transactions, syndicated loans, sell downs and exit planning Required to work across...

  • Transaction Risk Manager

    1 week ago

    Mumbai, India Skill Ventory Full time

    Roles and Responsibilities Responsibility for managing credit risk and advising on structuring matters in relation to RF transactions within Country, covering the full Commercial Banking and Global Banking franchise for both extant book & new business, including cross-border transactions, syndicated loans, sell downs and exit planning Required to...

  • Credit Wise Capital

    2 weeks ago

    Mumbai, India credit Wise Capital Pvt Ltd Full time

    Job Title:- Risk Analyst - Two Wheeler FinanceDepartment:- Risk & CreditReporting To:- Manager / Head - Risk & CreditRole Overview- The Risk Analyst will be responsible for assessing, monitoring, and mitigating credit and operational risks in the two-wheeler loan portfolio. The role involves analyzing borrower profiles, developing risk models, identifying...

  • ▷ [Urgent Search] Wbo:ccmo-tl-credit Operations- Transaction

    4 days ago

    Mumbai, Maharashtra, India Axis Bank Full time

    CCMO-TL-Credit Operations- Transaction INTERNAL USAGE No of Vacancies Reports to CCMO-TL-Credit Operations- Transaction Is a Team leader Both Team Size Grade Business WTO Department CCMO Sub-Department CMO - Credit Operations Location CO - Worli About CCMO Explain The function of the department -Custody and Capital Market Operations Handing of all related...

  • Credit Analyst

    3 weeks ago

    Mumbai, India Intellectual Capital Hr Consulting Full time

    Credit Analyst BFIG Credit Location: Mumbai Job Role Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies. Credit risk assessment of securitisation transactions (PTCs) Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials. Doing client calls to understand their business...

  • Credit Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Intellectual Capital Hr Consulting Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Analyst BFIG CreditLocation: MumbaiJob RoleCredit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.Credit risk assessment of securitisation transactions (PTCs)Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.Doing client calls to understand their business model...

  • Underwriting (Credit Risk & Banking)

    5 days ago

    Mumbai, India Drip Capital Full time

    **About The Team**: An integral part of Drip’s finance business is to make contact with buyers (or importers), run verifications and confirmations as required by our Risk policy, to on-board them to our system and build a long-term relationship for future business opportunity. **Position Expectations**: - Create, review, and maintain complex credit...

  • Credit Executive

    5 days ago

    Mumbai, Maharashtra, India Niwas Housing Finance Full time ₹ 2,50,000 - ₹ 7,50,000 per year

    Department: CreditResponsibilities:To perform/handling of Due Diligence for various transaction:This is a Core activity which majorly involves entire day engagement with respective Bank /FIs. Teams engagement starts with system walkthrough and subsequently to provide support to accomplish DD activity by way of resolving file related queries on real time...