Lending Partnerships

**what is CRED?**

CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.

here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.

here’s what will be in store for you at CRED once you join as a part of the team.

**what will you do?**:

- be CRED’s main point of contact with leading Banks & NBFCs for the lending business
- interact regularly with lending partner’s business, operations, tech & product teams (both existing & new) to scale & streamline lending business
- work closely with internal operations, credit, tech & product teams to deliver solutions while aligning CRED’s & lending partner’s expectations
- improve the P&L dynamic of the lending business
- streamline and setup regular review framework, manage and lead the items to a logical conclusion
- interact with new banks & NBFCs to onboard them as lending partners
- ensure compliance & regulatory adherence as per industry standards
- MBA in any other relevant field and/or B.Tech from a Tier 1 college
- 6-8 years of experience in account management/ business development/ partnership role in a financial services/ fintech / technology company
- required knowledge and flair to work with new technology solutions & API infrastructure
- exceptional analytical, problem solving and research skills
- ability to manage leaders and counterparts in banks and NBFCs and have a strong negotiation DNA
- superior operating rigor to take things to logical conclusion
- ability to see the bigger picture and have a long-term view

**how is life at CRED?**

working at CRED would instantly make you realise one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.

hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.

to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game.

there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.