Operation Officer

2 days ago


Zirakpur, India Vastu Housing Finance Ltd. Full time

**Key Responsibilities**:

- **Loan File Processing**:

- Ensure proper documentation, including KYC, income proof, property papers, and other necessary documents.
- Coordinate with the credit team for loan approval and disbursement.
- **Documentation and Compliance**:

- Conduct checks to ensure all loan files comply with company policies and regulatory requirements.
- Maintain proper records of disbursed loans and ensure timely filing of documents.
- **Customer Interaction**:

- Guide customers on the required documentation and process timelines.
- **Coordination with Stakeholders**:

- Work closely with sales teams, credit officers, and legal teams to ensure smooth loan processing.
- Coordinate with external vendors, such as property valuators and legal agencies, for property verification and reports.
- **Disbursement Management**:

- Ensure timely disbursement of sanctioned loans after verification.
- Manage repayment schedules and facilitate the setup of ECS or other payment modes.
- **MIS and Reporting**:

- Prepare and maintain MIS reports for loan processing and disbursement.
- **Audit and Risk Management**:

- Assist in internal and external audits by providing the required documents and data.
- Identify and mitigate risks associated with loan processing and compliance.

Pay: ₹15,000.00 - ₹20,000.00 per month

**Benefits**:

- Health insurance

Schedule:

- Day shift

Supplemental Pay:

- Performance bonus

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

Expected Start Date: 13/01/2025



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