Mortgage Underwriter

**About Homeward**: Homeward aims to take the "what ifs" out of homebuying by creating financial products that buyers and sellers use to get certainty and convenience in the real estate market. We're a fast-paced, remote-first, real estate start-up that partners with agents to offer innovative products and services, helping clients buy with cash, sell with certainty, and time their move — no matter the market. We offer bundled services across offers, Mortgage, and Title, making buying a home more seamless. Founder and CEO Tim Heyl, a 10-year industry veteran and owner of one of the fastest-growing agent teams in the country, started Homeward in 2018. In fact, he bought our first customer's home with his own life savings. Today we offer four services - Buy with Cash, Buy Before You Sell, Sell Before You List, and Backed by Cash, in the 7 states we serve - Texas, Georgia, Florida, Colorado, Arizona, Oregon, and Washington. As a remote company, we anchor to our three core values as a collective way to care for each other, represent our work, and reinforce our mission to make homebuying more accessible for all. Those are: The Golden Rule, One Team One Dream, and Calm Focus. Hear from our employees about what our values mean to them **About The Opportunity**: As part of the team, you'll be ensuring that we work with high-qualified customers meeting Homeward's eligibility criteria. Your role is to support the optimization of our mortgage underwriting policies and procedures to ensure we originate high-quality loans that conform to investor and internal requirements. This position will challenge your ability to establish and implement complex operational processes while working cross-functionally with other critical teams including product, engineering, and customer experience among others. Note: This role has 2 available shifts Tuesday-Saturday or Sunday-Thursday. Shift will be decided as per the business requirements. **In this role you will**: - Underwrite agency conforming and jumbo residential mortgage loans - Contributing to the ground-up build out of our mortgage origination process - Collaborating with internal teams to creatively solution for challenging underwriting scenarios - Take initiative in process improvement. - Proactive communication with internal and external stakeholders to ensure clear expectations - Shaping Homeward's transaction eligibility requirements and related underwriting processes **What you'll bring**: - 3+ years of experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming (Jumbo) mortgages - Extensive experience in the retail mortgage space - Expert knowledge of Desktop Underwriter (DU) and purchase mortgage underwriting - Strong written and verbal communication skills - Ability to thrive in a fast-paced, high production environment - The drive to build something new - Knowledge of Cash offer product will be an added advantage ** About Homeward** Buying a home should be an exciting milestone. But all too often, it's stressful, especially in a competitive market or when you're buying and selling at the same time. So we're redesigning the homebuying experience. We're a fast-paced real estate startup that empowers agents to help homebuyers buy with cash. We buy homes on behalf of our partners' clients with our cash, then the client buys the home back from us. Founder and CEO Tim Heyl, a 10-year industry veteran and owner of one of the fastest-growing agent teams in the country, started Homeward in 2018. In fact, he bought our first customer's home with his own life savings. Today we offer two services — _Buy with cash and Buy before you sell_. We've raised more than $160MM in equity capital from top-tier venture investors, including Norwest, Blackstone Alternative Asset Management, Adams Street, Javelin, and LiveOak. Our leadership team includes experts from the real estate, mortgage, and technology industries. **Value-Driven Employee Experience**: **THE GOLDEN RULE**. It's simple: Treat others the way we want to be treated. Whether we're dealing with colleagues or customers, we don't prioritize money or growth over people, and we practice empathy at every opportunity. **CALM FOCUS**. We work in tech and build solutions for real estate. Both are fast-paced and stressful industries. But by focusing on the larger objective rather than rushing from one task to the next, we can create solutions our customers love. **ONE TEAM, ONE DREAM**. Big problems require big solutions. We look at our customers' experiences holistically and recognize that solving them requires collaboration across teams and our three affiliate companies — Homeward, Homeward Mortgage and Homeward Title.