US Mortgage Underwriter

1 week ago

Delhi, India Brace Infotech Private Ltd Full time

The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance
with established policies and procedures and appropriate guidelines; examines all documentation
for accuracy and completeness.
Experience: -
4years and above
Education Qualification:-
Degree Or Equivalent
Preference: -
US Mortgage Process (Only Night Shifts)
Work From Home/Remote.
Key Required Skills:-
 Candidate must have experience in live underwriting & Real Time Analysis.
 Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation.
 Expertise in 4C's framework (Credit, Capacity, Collateral and Capital),
 Familiar in Credit report Analysis & LOX (Letter of Explanation).
 Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different
account types.
Job Roles and Responsibilities:
 Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness,
and compliance with internal and regulatory guidelines to minimize risk factors.

 Review all required loan data, reports, and inspections to insure the collateral is acceptable to
investor and the company.
 Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis |
Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
 Review Initial application - Verify loan, property, borrowers’ information with other available
documents - Verify borrower's monthly income and expenses - Verify other relevant sections. 
Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital.
 Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
 Responsible for making independent decisions regarding acceptance and risk of loans according to
HUD, company, and investor guidelines.
 Provides final approval underwriting of mortgage loans.
 Completes all required paperwork and forms in a timely and accurate manner; prepares required
forms.
 Sign off conditions in a timely manner set by management.
 Work with staff and management to find solutions on escalated loans.
 May be requested to make recommendations for improving Internal Audit’s policies and practices.
 Manage loans by using all functions of Encompass.
 Effectively communicate underwriting decisions with processors and advisors
 Maintain high level of customer service and communication with other departments.
 Other duties as assigned. Qualification & Experience
 Degree or Equivalent
 Minimum 3 years of experience in conventional/govt end to end underwriting.
 Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

  • US Mortgage Loan Processor

    1 week ago

    Delhi, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers....

  • US Mortgage Loan Processor

    6 days ago

    Delhi, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position...

  • Underwriter

    6 days ago

    Delhi, India Consolidated Analytics Full time

    Lead with Skill: Coimbatore Walk-In Drive for UnderwritingJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve,...

  • Team Leader Underwriting

    6 days ago

    Delhi, India Firstsource Full time

    A RP Sanjiv Goenka Group company. Firstsource is a leading provider of customized Business Process Management (BPM) services. We are trusted custodians and long-term partners to 100+ leading brands with a presence in the US, UK, India, and Philippines. Our ‘rightshore’ delivery model offers solutions covering complete customer lifecycle across...

  • Team Leader Underwriting

    6 days ago

    Delhi, India Firstsource Full time

    A RP Sanjiv Goenka Group company. Firstsource is a leading provider of customized Business Process Management (BPM) services. We are trusted custodians and long-term partners to 100+ leading brands with a presence in the US, UK, India, and Philippines. Our ‘rightshore’ delivery model offers solutions covering complete customer lifecycle across...

  • Underwriter

    2 weeks ago

    Delhi, India SKC Investments Advisors Pvt. Ltd. Full time

    Report Underwriter – Property Valuation Job Purpose: The Report Underwriter is responsible for reviewing and underwriting property valuation reports to ensure they meet professional standards, internal quality benchmarks, and client expectations. This role ensures the delivery of accurate, consistent, and compliant valuation reports across residential,...

  • Underwriter

    2 days ago

    Delhi, Delhi, India SKC Investments Advisors Pvt. Ltd. Full time ₹ 2,00,000 - ₹ 3,00,000 per year

    Report Underwriter – Property ValuationJob Purpose:The Report Underwriter is responsible for reviewing and underwriting property valuation reports to ensure they meet professional standards, internal quality benchmarks, and client expectations. This role ensures the delivery of accurate, consistent, and compliant valuation reports across residential,...

  • Fraud Analyst

    2 days ago

    Delhi University, Delhi, Delhi, India Pegasus Mortgage Lending Center Inc. Full time ₹ 7,00,000 - ₹ 12,00,000 per year

    Pegasus Mortgages Lending Center is a multi-national mortgage brokerage with offices in Toronto, Canada. We work with a variety of banks, professional associations, alternative and private lenders.Our culture emphasizes learning and innovation by providing intensive training programs, seminars, and workshops where we will provide you with the skills and...

  • Senior Underwriter

    6 days ago

    Delhi, India Firstsource Full time

    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...

  • Assistant Underwriter

    2 weeks ago

    Delhi, India Allica Bank Full time

    About Allica BankAllica is the UK's fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected...