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Loan Officer

3 weeks ago

Belgaum, India TATA Capital Full time

To ensure the achievement of disbursement targets with minimum delinquency
- Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
- Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
- Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
- Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
- Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
- Undertake regular field visits, Centre Meeting and loan applican ts
- Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
- Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
- Ensuring weekly / daily meetings & visit to centre
- Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
- Basic understanding about Microfinance business and JLG model working would be preferred.

**Key Skills**
- Relationship management, Business sourcing
- Flair for sales
- Understand critical attributes of customer service

**Education **Graduate in any discipline