Underwriter - C12 - Mumbai

1 day ago

Mumbai Maharashtra, India Citigroup Full time

**Responsibilities**:

- Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
- Implement initiatives to ensure consistency and compliance with credit policies
- Utilize SAS in a UNIX environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing
- Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity

Qualifications:

- 5-8 years relevant experience
- Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
- Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
- Extensive knowledge of SAS or SQL programming and literacy with MS Office software required

**Education**:

- Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.Job Family Group:
Risk Management
- **Job Family**:
Credit Decisions
- Time Type:
Full time
- Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.

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