Non QM Underwriter

2 days ago


Mumbai, Maharashtra, India Mumbai Rozgaar Full time US$ 90,000 - US$ 1,20,000 per year

We are hiring for -

Job Title: Non-QM Underwriter (Remote Night Shift)

Experience: Minimum 2 years (Non-QM loans, DSCR loans & Bank Statement loans)

Location: Remote

Shift: Night Shift (MonFri, Sat-Sun off)

Notice Period: Immediate to 60 days

Job Description Non-QM Underwriter

  • Review and underwrite Non-QM loan products (Bank Statement, ITIN, ALT DOC, DSCR).
  • Accurately interpret Non-QM matrices, credit policies & investor guidelines (FNMA, FHLMC).
  • Analyze borrower profile, collateral, appraisal, title, compliance, fraud risk, and loan data consistency.
  • Assess key ratios (LTV, DTI, HTI) and ensure adherence to federal & state lending laws.
  • Document underwriting conditions, communicate decisions, and escalate concerns when required.
  • Maintain high-quality standards, professionalism, and effective communication in all loan reviews.

Requirements:

  • Minimum 2 years of hands-on experience in Non-QM underwriting.
  • Strong knowledge of DSCR & bank statement loans.
  • Excellent analytical, decision-making, and communication skills.
  • Comfortable working in core night shifts.

Interested candidates can call or send your resume to

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