Credit Analysis Unit

8 hours ago

Kolkata West Bengal, India HSBC Full time

-Job description

**Some careers have more impact than others.**

If you’re looking for a career where you can make a real impression, join HSBC, and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.

We are currently seeking an experienced professional to join our team in the role of** **Credit Analysis Unit.**

**Principal responsibilities**
- Undertake high quality industry, competitor and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
- Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs and Preparing credit analyses in support of new and existing business relationships.
- Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB client’s emissions-intensive activities, climate commitments and low-carbon business initiatives and transition and physical risks to help build a thorough understanding of each client’s plans to transition to net zero emissions over time.
- Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
- Ensure that all work is delivered within agreed timeframes, and meets the required high quality standard.
- Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group and Pro-actively suggest and design improvements in process workflow, where applicable.
- Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies, and practices; reporting weaknesses, compliance breaches and operational loss events.
Requirements
- C.A. / CFA / MBA Finance, Economics or equivalent is essential and any professional qualification is desirable.
- 0 to 6 years of relevant experience in Credit Analysis.
- Sustainability knowledge is an advantage
- Highly proficient at Excel and Word.
- Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player
- Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
- However, depending on the relevant experience, skill and competence, he or she can be given additional responsibilities like undertaking quality checks, mentoring and training new joiners etc.

**You’ll achieve more when you join HSBC.**

**Issued by HSBC Electronic Data Processing (India) Private LTD

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