loan credit

4 days ago

Ahmedabad Kolkata Madhubani, India Teroweb Techsolutions Private Limited Full time

Job Description Description We are seeking a Loan Credit professional to join our team in India. The ideal candidate will play a crucial role in evaluating loan applications, conducting credit analyses, and ensuring compliance with company policies and industry regulations. This position is suitable for candidates with 0-10 years of experience in credit analysis or related fields. Responsibilities - Evaluate and process loan applications in a timely manner. - Conduct credit analysis to assess the financial health of applicants. - Determine loan eligibility based on company guidelines and risk assessment. - Communicate with clients to gather necessary documentation and information. - Prepare detailed reports and recommendations for loan approvals. - Collaborate with underwriters and other team members to ensure proper risk management. - Monitor outstanding loans and assess the need for adjustments or follow-ups. - Stay updated on industry trends, regulations, and best practices in credit analysis. Skills and Qualifications - Bachelor's degree in Finance, Business Administration, or related field. - Strong analytical and problem-solving skills. - Proficiency in financial analysis and credit scoring models. - Familiarity with loan processing software and financial databases. - Excellent verbal and written communication skills. - Attention to detail and strong organizational abilities. - Ability to work independently and as part of a team. - Basic knowledge of Indian banking regulations and credit policies.

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