Loan Officer

4 days ago

Delhi, India Excellent Pro HR Full time

We are searching for an experienced and detail-oriented loan officer to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

**Responsibilities**:

- Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
- Complete loan contracts and teach clients on policies and regulations.
- Interview applicants to define financial eligibility and establish debt payment plans.
- Monitor and update account records.
- Prepare detailed loan proposals.
- Respond to applicants' questions and resolve any loan-related issues.
- Operate in compliance with laws and regulations.

**Requirements**:

- Bachelor’s degree in finance or a similar field.
- A minimum of 1 years’ experience as a loan officer.
- Solid understanding of local, state, and federal loan regulations.
- In-depth knowledge of computers and banking software.
- Outstanding interpersonal and communication skills.
- Customer service-oriented with exceptional sales skills.

**Salary**: From ₹18,000.00 per month

**Benefits**:

- Cell phone reimbursement
- Health insurance
- Paid sick time
- Provident Fund

Schedule:

- Morning shift

Supplemental pay types:

- Commission pay
- Performance bonus
- Quarterly bonus

Ability to commute/relocate:

- Delhi, Delhi: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Bachelor's (required)

**Experience**:

- total work: 1 year (required)

Willingness to travel:

- 100% (required)

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