Branch:gold Loan Officer
2 days ago
About Branch Banking
With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services
About the Role
Gold Loan Officer is responsible for Gold Loan Operations in the branch.
Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.
Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and mínimal attrition.
Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers.
Key Responsibilities
To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases
To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.
To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio
To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.
**Qualifications**:
Optimal qualification for success on the job is:
Graduate/ MBA (Marketing) preferred from a recognized institute.
2-4 years of relevant work experience (preferably NBFC).
Role Proficiencies:
Proven work experience in branch banking or channel sales
Solid Relationship Building Skills with experince of channel sales, team management
Strong problem solving skills and willingness to roll up one s sleeves to get the job
Skilled at working effectively with cross functional teams in a matrix organization
Excellent written and verbal communication skills'
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