Sales Officer

15 hours ago

Kochi Kerala, India Bajaj Housing Finance Ltd Full time

**Key Responsibilities**:
1. **Client Engagement and Acquisition**:

- Proactively identify potential clients who are in need of mortgage financing.
- Educate clients on the mortgage products available and recommend solutions that best fit their financial needs.
- Conduct thorough financial assessments and risk evaluations of potential borrowers.

2. **Sales and Negotiation**:

- Meet or exceed sales targets for mortgage loans.
- Negotiate terms and conditions of mortgage loans with clients.
- Close sales and finalize loan agreements.

3. **Relationship Management**:

- Build and maintain strong relationships with existing and potential clients.
- Collaborate with real estate agents, builders, developers, and other referral sources to generate leads and expand the customer base.

4. **Compliance and Documentation**:

- Ensure compliance with all relevant regulations and internal policies.
- Collect and verify necessary financial and credit documentation from clients.
- Work closely with underwriters and loan processors to ensure timely processing and closing of loans.

5. **Market Intelligence and Reporting**:

- Stay updated on market trends, competitor activities, and regulatory changes affecting mortgage lending.
- Prepare regular reports and forecasts on sales performance, pipeline status, and market trends.

**Requirements**:

- Bachelor’s degree in Finance, Business Administration, or a related field (preferred).
- Proven experience in mortgage loan sales or financial services sales.
- Strong understanding of mortgage products, regulations, and market dynamics.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently and as part of a team.
- Results-oriented with a strong drive to achieve sales targets.
- Proficiency in MS Office and CRM software.
- Age must below 28 Years Old

**Benefits**:

- Competitive salary and performance-based incentives.
- Health insurance and retirement benefits.
- Opportunities for career growth and professional development.
- Work-life balance initiatives.

**Working Conditions**:

- Typically office-based, but may require travel to meet clients or attend networking events.
- Flexible working hours may be necessary to accommodate client schedules.

Pay: ₹15,000.00 - ₹25,000.00 per month

**Benefits**:

- Health insurance
- Life insurance
- Provident Fund

Schedule:

- Day shift

Supplemental Pay:

- Performance bonus

**Experience**:

- total work: 2 years (preferred)

Work Location: In person

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