Risk Policy Acquisitions C11

4 hours ago

Mumbai, India Citi Full time

The Credit Portfolio Intermediate Analyst is an intermediate-level position within the Acquisition Strategy Team and is responsible for building and enhancing acquisition credit strategies, recommending and monitoring credit tests and ensuring accuracy of strategy changes into production. **Role Summary**: - Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses - Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US. - Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio - Must be able to effectively provide updates and communicate key initiatives to senior risk management. - Analyzing tests and performance using SAS and decision tree (CHAID/ CART) - Evaluating effectiveness of current policies and strategies **Responsibilities**: - Must have capability to clearly develop and communicate analysis - A good understanding of credit life cycle - Must have hands on expertise in developing and managing segmentations - Presentations to both technical and non-technical personnel are required to be made frequently as part of the job - Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities. **Skills**: - Experienced in developing, implementing and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections - Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments. - Highly proficient in Excel/pivot tables and PowerPoint. - Exposure to project/process management - Strong communication and presentation skills targeting a variety of audiences - Flexibility in approach and thought process - Strong influencing and facilitation skills. **Qualifications**: - 5+ years of relevant experience - Experience in financial analysis, accounting and valuation - Consistently demonstrate clear and concise written and verbal communication **Education**: - Bachelor's degree/University degree or equivalent experience - **Job Family Group**: Risk Management - **Job Family**: Credit & Portfolio Risk Management - **Time Type**: Full time - Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**. View the **EEO Policy Statement**. View the **Pay Transparency Posting

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