Risk Policy Acquisitions C11

1 week ago

Mumbai, India Citi Full time

The Credit Portfolio Intermediate Analyst is an intermediate-level position within the Acquisition Strategy Team and is responsible for building and enhancing acquisition credit strategies, recommending and monitoring credit tests and ensuring accuracy of strategy changes into production.

**Role Summary**:

- Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
- Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.
- Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio
- Must be able to effectively provide updates and communicate key initiatives to senior risk management.
- Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
- Evaluating effectiveness of current policies and strategies

**Responsibilities**:

- Must have capability to clearly develop and communicate analysis
- A good understanding of credit life cycle
- Must have hands on expertise in developing and managing segmentations
- Presentations to both technical and non-technical personnel are required to be made frequently as part of the job
- Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

**Skills**:

- Experienced in developing, implementing and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
- Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
- Highly proficient in Excel/pivot tables and PowerPoint.
- Exposure to project/process management
- Strong communication and presentation skills targeting a variety of audiences
- Flexibility in approach and thought process
- Strong influencing and facilitation skills.

**Qualifications**:

- 5+ years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication

**Education**:

- Bachelor's degree/University degree or equivalent experience
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting

  • Risk Scoring Model Manager-c11

    1 week ago

    Mumbai, India Citi Full time

    **USPB - Manager, Credit Portfolio Analyst II** **About (Name of Business Group)** Citi Retail Services (RS) organization is a leading U.S. Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major...

  • Risk Scoring Model Manager-c11

    1 week ago

    Mumbai, India Citi Full time

    **USPB - Manager, Credit Portfolio Analyst II** **About (Name of Business Group)** Citi Retail Services (RS) organization is a leading U.S. Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major...

  • Officer (C11)

    1 week ago

    Mumbai, Maharashtra, India Citi Full time

    **Role Outline/Job Summary** This position is within the Cards Credit Abuse/First Party Fraud Strategy Management team. Role highlights: - Work on credit abuse acquisition/ECM strategy development/maintenance for Cards Collaborate with multiple stakeholders like portfolio policy team, IT, regulators, compliance etc Effective communication to senior...

  • Risk, Policy

    2 weeks ago

    Mumbai City District, India Ambit Finvest Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Key ResponsibilitiesAssist in drafting, refining, and implementing lending policies for Unsecured Business LoansWork closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution.Identify and drive automation opportunities in credit and risk workflows to improve turnaround time...

  • Risk, Policy

    8 hours ago

    Mumbai City District, India Ambit Finvest Full time

    Key Responsibilities Assist in drafting, refining, and implementing lending policies for Unsecured Business Loans Work closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution. Identify and drive automation opportunities in credit and risk workflows to improve turnaround...

  • 15h Left Vp, Secured Acquisition Risk

    2 weeks ago

    Mumbai, Maharashtra, India HSBC Full time

    Job descriptionThe health and safety of our employees and candidates is very important to us Due to the current situation related to the Novel Coronavirus COVID-19 were leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC As yourapplication progresses you may be asked to use one of our digital tools to help you...

  • Financial Planning

    1 week ago

    Mumbai, India Citi Full time

    **Job Description - C11 role in Scorecards team** **Job Purpose**: An excellent opportunity for individuals seeking a career within Citigroup and more specifically within the Citi Executive Scorecards team in Finance division. - The purpose_ of the role will be to perform key activities (as described below) as part of FP&A Executive Scorecards supporting...

  • Svp-acquisition Risk Mgt

    2 weeks ago

    Mumbai, Maharashtra, India HSBC Full time

    -Job description**Some careers open more doors than others.** If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you...

  • Global Fp&a Risk and Control

    2 days ago

    Mumbai, Maharashtra, India Citi Full time

    **Global Financial Planning & Analysis (Global FP&A)** **Manager (C11) - Global FP&A Risk & Controls - MCA Analyst - Mumbai** **Job Purpose** An excellent opportunity for results-oriented individuals seeking a career within Citigroup, and more specifically within the Finance Division. The purpose of the role will be to support the Global Financial...

  • Risk Policy and Analytics

    2 weeks ago

    Mumbai, Maharashtra, India Aspire And Succeed Hr Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    **Risk Policy Analytics | NBFC / FinTech | Mumbai (BKC)**Location: Mumbai (BKC)Company: Confidential (Leading NBFC / FinTech)**Job Brief:**We are looking for a detail-oriented and analytical professional to join our Risk team. This role focuses on policy design, portfolio analytics, and risk strategy for lending products. If you have experience in NBFC or...