Group Credit Controller

Office: Bangalore - Barcelona - Krakow - Lisbon - Madrid - Mumbai - Porto
- Remote: Chennai - Gurgaon - India - Indore - Ireland - Poland - Portugal - Silesia- +2

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 55+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Finance team is an integral part of any business. At Revolut, we take that one step further. Our global fintech would be lost without them. They’re more than just an important part of the business — they’re our backbone.

Internal accounting? That’s a good start. Supporting all areas of the company and assessing financial implications from various key strategic decisions and growth opportunities — this is what our financial people do all day long.

Up for the challenge? Be part of the future of finance and let's get in touch.

What you'll be doing
- Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
- Leading the month-end, quarter-end, and annual close processes, including audits for these areas
- Collaborating with Credit and Risk teams to ensure compliance of expected credit loss (ECL) models and processes with IFRS 9 standards and business requirements
- Supporting the launch and growth of credit products across multiple locations
- Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
- Serving as a key member of internal credit committees and acting as the ECL model owner for the group
- Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
- Partnering with key internal stakeholders, including Credit, Risk, Technology, and Regulatory Reporting teams
- Acting as the primary contact for external auditors (both group and local) on matters related to credit and ECL

What you'll need
- To be a qualified accountant or have an equivalent certification
- Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
- Experience with credit products across retail and wholesale segments
- Impeccable data analysis skills, including proficiency in SQL
- A logical and structured approach to problem-solving
- Exceptional analytical abilities and a hands-on attitude
- A high level of motivation and a results-driven mindset

Nice to have
- Experience within a fast-growing organisation
- Familiarity with financial instruments, such as derivatives, hedging, and financial guarantees

**_ We won't ask for payment or personal financial information during the hiring process._**_ If anyone does ask you for this, it’s a scam. Report it immediately._

**Benefits at Revolut**:

- No ping pong tables or bean bag chairs, just benefits you actually want

**Get what you need to succeed**:
- Financial benefits that show we value your work- Flexibility to work from home, the office or abroad- A free Revolut Metal subscription loaded with perks- Exciting events year-round so you can get to know your team
- Discover our values

We believe that any success at Revolut comes from two things: our people and our culture. Our culture is our DNA, it defines who we are, how we operate, and how we handle disagreements with each other. We operate, hire, develop, and promote brilliant people based on the values below.
- CultureGet It Done
- Revoluters always push through We stopped listening to excuses a long time ago - we care about results. We believe that grit, determination, skill, smartness, and courage can break through almost any wall.

Deliver WOW
- We love building great products, we love delighting our customers, we love turning the complexity of a chaotic world into the simplicity of a beautiful solution that truly solves customer needs.

Dream Team
- We select, coach, and retain the top talent only and give them all the support to achieve greatness

Never Settle
- Revolut is for those who always strive for excellence, for those who want to become the best in the world at what they do, for those who would never settle for less. Revolut is for 10x people.

Think Deeper
- Logic, reason, and common sense prevail over everything else in decision making at Revolut. We are open-minded, we listen, and we