Virtual Relationship Officer

Job Title: Virtual Relationship Officer.

Location: Work From Office.

Educational Qualification: Any Graduate.

Ensuring that customers get world-class services and their needs are

understood and met through financial products that the Bank has to

offer.
- Customer Engagement: Continuous engagement with the portfolio

customers mapped as per the contact policy, with accurate &
complete capture of interaction details.
- Call handling as per defined standards.
- Accurate resolution for customer queries.
- Promoting Digital Banking services for a superior customer service

experience.
- Profiling of customers in order to aid right cross-servicing of Bank

products.
- Accurate logging and resolution of complaints.
- Attrition control of customers.
- Regular interactions with the customers and pro-actively assessing

customer needs.
- Deepening relationship by cross selling 'sticky products' like

Demat, Bill Pay, Advisory etc.
- Ensure portfolio quality of relationship while racing considering

eligibility.
- Monitor large amount movements and account closure from the

deposit accounts.
- Ensure retention of customers.
- Achievement of portfolio parameters: Meet the defined objectives

of the Portfolio managed by the respective VRM.
- Sales: Right cross-sell of products basis profiling and engagement.
- Penetration of products across groups.
- Sales across all product segments-TPP, Assets, Cards etc.
- Acquiring & grouping of all related IDs of the Primary ID.
- Use of triggers to track maturity of FDs, movement of CASA

balances etc. and prevent outflow.
- Ensure Staff are trained on product knowledge and requisite

certifications.
- Income to be generated at a customer level.
- Interaction Quality: Achieve Quality benchmarks defined from

time to time.
- Complete and accurate capture of call interactions, including

profiling thereby aiding relationship management.
- Audit and Service Quality Ensure all laid down system and process

is followed as stipulated by Audit and Senior Management.
- Ensure accurate and timely submission of financial transactions &
requests.
- Adherence to set processes of updating customer interactions in

CRM next.
- MIS - Reporting: Ensure timely submission of Customer base

review / reports as requested by Central Team / Senior

Management.
- To engage regularly with the customers as defined by the contact

policy and provide a Consistent & a Superior Digital Experience.

Ensuring that customers get world-class services.
- To enhance Customer Relationship & while doing so, Educate,

Encourage & Induce the customers to use the Digital mediums for

their banking transactions/ needs, while keeping a "window' to

talk.
- Responsible for meeting the scorecard targets and portfolio

benchmarks set and that all guidelines and regulatory requirements

are followed.
- So that the RM becomes the top of the mind recall amongst the

customers in the catchment for all their financial needs and

services.
- thereby ensuring that the RM also achieves the key performance

parameters set.

Qualifications & Skills
- Excellent Verbal & Written Communication Skills.
- 0-1 year experience from BFSI/NBFC industry.

interview.
- Should have knowledge on basic banking domain.
- Great networking skills.
- Fresher’s can apply.
- Outstanding interpersonal abilities.

interview.

Mandatory skills: Call Handling, Customer Needs, Resolution of

Complaints, Customer Engagement, BFSI.

**Salary**: ₹170,000.00 - ₹210,000.00 per year

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Should have knowledge on basic banking domain.

**Experience**:

- Customer service (required)

**Language**:

- English (preferred)