Associate

2 weeks ago

Faridabad, India TATA Capital Full time

Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
- Maintain portfolio MIS, delinquency MIS and other operations related MIS of the cluster and regularly report the same.
- Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
- Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
- Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
- Enable quick turnaround of credit lending proposals for the retail loan product in close liaison with the sales team
- Ensure the improvement in quality of files inward by the branch with regular guidance and provide support to branches in achieving business targets

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