Credit Officer

4 days ago

Ernakulam, India Malankara Multistate Cooperative Credit Society Ltd Full time

A Credit Officer is supports for speedy documentation activities in the concerned Lap proposals disbursement. It will be an additional support to the Business correspondent and sales officers in the concerned area to achieve their targets.

i) All Officer should report in station branch before 9.30 am

ii) Collect the daily work allocation from Product Head

iii) Preparing MIS of Login proposals and Login pending proposals and coordinate with sales team for moving forward to disbursement level

iv) As a initial stage of a loan proposal take crif reqest send by sales officers with the support of Kyc and an extract of applicant (prepared by Sales officer) and inform concerned officer /BC if it possible or not

v) If crif report is positive also send the check list to concerned officer or BC to collect the documents

vi) Follow up concerned BC or sales officer the crif positive files are login with HO within 7 days.

vii) Scrutinising the documents and conduct tele verification with applicant

viii) Make arrangements to Field verification of Business/Job and Address

ix) Ensure Legal and Valuation charge paid by FI positive applicants

x) Send the details to concerned empanelled valuator and legal adviser and collect timely report from them.

xi) Analyse all documents and support and instruct credit executives to preparing loan proposal and submit it to credit head and Vice president and subsequently clear additional queries

xii) If file forwarded to subcommittee ,prepare sanction letter copy to be approved from committee

xiii) Do necessary arrangements to collect the original documents and wetting it with concerned legal adviser

xiv) Fix a date for loan disbursement and inform the other documents have to bring by applicant and other loan parties.

xv) Instruct credit executive to prepare loan agreement and other documents to execute loan agreement, Mod and also membership

xvi) Disbursement of loan to applicant savings account

xvii) Do needful to transfer the amount to applicants savings account after collecting updated EC and executing agreement for deposit of tittle deeds in concerned Registrar office

xviii) Ensure proper Emi date reminder communicated to applicant before 10 days ,5 days intervals

xix) Prepare necessary data required Business/Collection/Overdue/BC payouts/Leads..etc

xx) Clear audit queries with the support of sales team within the time frame

xxi) Give maximum support to customer from document collection time to the time of disbursement

xxii) Do needful for registering agreement for deposit of tittle deeds in concerned Registrar office in Big Lap FILES.

xxiii) Do any additional duties instructed by department Heads within proper time

**Salary**: ₹10,133.98 - ₹18,000.00 per month

**Benefits**:

- Cell phone reimbursement

Schedule:

- Morning shift

Supplemental pay types:

- Performance bonus

Ability to commute/relocate:

- Kochi, Ernakulam - 682019, Kerala: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9072597 488

  • Front Office Assistant(Night Audit)

    4 days ago

    Ernakulam, India Prayana Hotels & Resorts Full time

    Reporting to management and performing administrative duties. - Answering telephone calls, as well as screening and forwarding calls. - Scheduling and confirming appointments, meetings, and events. - Welcoming and assisting visitors in a friendly and professional manner. - Handling basic inquiries and sorting mail. - Copying, scanning, and filing...

  • Relationship Officer

    6 days ago

    Ernakulam, India Malankara Multistate Cooperative Credit Society Ltd Full time

    Relationship officer in Group loans is responsible for Sourcing Group loan files by enrolling new members to the society & to collect their repayment weekly basis without dues. **DUTIES & RESPONSIBILITIES** - RO should do morning report from the center on collection days before 8:00 AM. - On days of no collection demand RO should conduct market surveys and...

  • Phone Banking Officer

    2 weeks ago

    Ernakulam, India Advenxa Pvt.Ltd Full time

    We Are Looking For **Phone Banking officer - English** Industry**:Bank** Experience**:Fresher** / **1+Years in Customer support** Salary**:15,000/- 20,000/- Per Month** Location**:Palarivattom, Ernakulam** - Enquiries & transactions related to the products availed by the customer. - Clarifications & queries on billing, payment confirmation, charges, EMI...

  • Branch Supporting Officer- Loan/ Credit Card

    2 weeks ago

    Ernakulam, India May I Help You Consulting Service Full time

    May I Help You Consulting Service Designation: Branch Suporting Officer Gender: Male/ Female( below age 30) Qualification: Any Degree Experience: Freshers/ Experienced **Salary**: 13000-20000+Esi+Pf+Incentives/ Last salary hike Willing to travel branches/ Meet costomers **Job Types**: Full-time, Regular / Permanent **Salary**: ₹13,000.00 -...

  • Account Officer

    4 days ago

    Ernakulam, India CIVILCO ENGINEERING PVT LTD Full time

    Perform monthly, quarterly and annual accounting activities including reconciliations of bank and credit card accounts, coordination and completion of annual audits, and reviewing financial reports/support as necessary. - Analyze and report on financial status including income statement variances, communicating financial results to management, budget...

  • Relationship Officer

    6 days ago

    Ernakulam, India Malankara Multistate Cooperative Credit Society Ltd Full time

    Responsible for increasing the **Loan Against Property volume **, Exceptional customer services, Acquisition of new customers and business development. **Eligibility** Profile Graduation (regular) or PG in any discipline with 1+ years of sales Experience in Banking/NBFC etc. A flair for sales and marketing is mandate. - loans - Sales acumen - Communication...

  • Front Office Associate

    1 week ago

    Ernakulam, India Travancore Court Hotel Full time

    _**Hotel Front Desk Agent responsibilities include**:_ Performing all check-in and check-out tasks Managing online and phone reservations Informing customers about payment methods and verifying their credit card data Hotel Front Desk Agent job description - **Job brief**_ We are looking for a Hotel Front Desk Agent to serve as our guests’ first point of...

  • Front Office Associate

    1 week ago

    Ernakulam, India Travancore Court Hotel Full time

    _**Hotel Front Desk Agent responsibilities include**:_ Performing all check-in and check-out tasks Managing online and phone reservations Informing customers about payment methods and verifying their credit card data Hotel Front Desk Agent job description - **Job brief**_ We are looking for a Hotel Front Desk Agent to serve as our guests’ first point of...

  • Account Executive

    1 week ago

    Ernakulam, India Prayana Hospitality Full time

    Assist in managing revenues received and dispersed including accounts receivable, accounts payable, payroll, audit, General Ledgerreporting. - Cash handling functionsfor the hotel and reconcile all cash dropped at the front desk. - Assist with analysing financial statementson a monthly basis and report any variances to the concerned department heads. -...

  • Sales Officer Personal Loan

    1 week ago

    Ernakulam, India Malankara Multistate Cooperative Credit Society Ltd Full time

    Responsible for increasing the **Personal Loan volume **, Exceptional customer services, Acquisition of new customers and business development. Eligibility Profile Graduation (regular) or PG in any discipline with 1+ years of sales Experience in Banking/NBFC etc. A flair for sales and marketing is mandate. - loans - Sales acumen - Communication skill -...