Us Mortgage Underwriting

1 day ago


Chennai Tamil Nadu, India QRight Solutions Full time

**QRight Solutions is looking for ” US Residential Mortgage Underwriters ” for a US BPO at Chennai.**

**Title - Analyst / Sr Analyst / SME (10 positions)**

**Exp - Any degree with 1 - 10 years UW exp.**

**Pay - upto 9 LPA (based on evaluation)**

**Availability - Should join by end of Dec’ 2024.**

**Responsibilities**:
**Loan Application Review**:
Assess the borrower's credit history, employment, income, and debt levels.

Confirm the property's value through appraisal reports.

**Credit and Financial Analysis**:
Evaluate credit reports to determine the borrower's creditworthiness.

Analyse financial statements, tax returns, pay stubs, and other income documentation.

Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

**Property Valuation Review**:
Review appraisals & alternative value products for conformity & assess accuracy of the property valuation.

**Compliance and Risk Assessment**:
Ensure loans comply with all federal, state, and local regulations.

Adhere to company policies and guidelines.

Identify potential risks and assess the overall risk level of the loan.

Pay: ₹500,000.00 - ₹900,000.00 per year

**Benefits**:

- Health insurance
- Provident Fund

Supplemental Pay:

- Performance bonus

**Experience**:

- total work: 5 years (required)

Work Location: In person



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