Us Mortgage Underwriting
1 day ago
**QRight Solutions is looking for ” US Residential Mortgage Underwriters ” for a US BPO at Chennai.**
**Title - Analyst / Sr Analyst / SME (10 positions)**
**Exp - Any degree with 1 - 10 years UW exp.**
**Pay - upto 9 LPA (based on evaluation)**
**Availability - Should join by end of Dec’ 2024.**
**Responsibilities**:
**Loan Application Review**:
Assess the borrower's credit history, employment, income, and debt levels.
Confirm the property's value through appraisal reports.
**Credit and Financial Analysis**:
Evaluate credit reports to determine the borrower's creditworthiness.
Analyse financial statements, tax returns, pay stubs, and other income documentation.
Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
**Property Valuation Review**:
Review appraisals & alternative value products for conformity & assess accuracy of the property valuation.
**Compliance and Risk Assessment**:
Ensure loans comply with all federal, state, and local regulations.
Adhere to company policies and guidelines.
Identify potential risks and assess the overall risk level of the loan.
Pay: ₹500,000.00 - ₹900,000.00 per year
**Benefits**:
- Health insurance
- Provident Fund
Supplemental Pay:
- Performance bonus
**Experience**:
- total work: 5 years (required)
Work Location: In person
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