Credit Sanctioning Ba4

**Date live**: 05/07/2025 **Business Area**: Risk **Area of Expertise**: Risk and Quantitative Analytics **Contract**: Permanent **Reference Code**: JR-0000010182 In Risk Barclays develops, recommends, and implements controls and cost-effective approaches to minimise Barclay's risks, identifies and analyses potential sources of loss to minimise risk and estimate the potential financial consequences of an occurring loss. See your commute Join us as an "Analyst" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings ensuring unapparelled customer experiences. Securitization Credit Analyst, responsible for analysis and monitoring of securitization transactions, including exposures to both pre - and post-securitization collateral pools. Responsible for effective credit risk management of the assigned portfolio of Securitized Product exposures and ensuring compliance with Bank’s credit risk policies & procedures and internal controls framework. Act as Securitization Credit Analyst for exposures across various asset classes across US & EMEA regions. Prepare and analyze credit proposal for new and existing transactions. Provide credit review and provide commercially mindful challenge to business proposals. Providing support on portfolio analysis and risk management of assigned portfolio including excess/ exception management. Prepare and present sector/ asset-class reviews. Monitor trends within the assigned sectors. Escalate material adverse developments in timely manner. Day to day management and monitoring of risk limits, reporting of any positions outside approve parameters. Maintaining accurate and up to date information in the Banks’ Risk systems. Prepare periodic portfolio deck for manage on assigned portfolio. To be successful as an "Analyst" you should have experience with Strong analytical skills Strong verbal & written communications skills. Good stakeholder management skills. Some other highly valued skills may include Experience in credit analysis. Understanding of securitized products preferred. Familiarity with Investment Banking products You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills Mumbai Purpose of the role Accountabilities Monitoring the performance of approved lending, identifying potential risks and early warning signs of delinquency. Development and implementation of appropriate course of action for troubled lending, including workout plans, restructuring, or collections. Analyst Expectations Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team’s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. (Opens in new tab or window) (Opens in new tab or window) (Opens in new tab or window) Reasonable adjustment Our purpose Equal opportunities Right to work statement Learn more about Barclays locations Across our campuses, we offer modern workspaces, collaborative areas, and state-of-the-art meeting rooms. Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations. Designed for innovation and comfort, they support a dynamic and productive work environment. Health and wellness A place where you can belong Collaborative Areas More than work Be you.