Credit Manager-construction Finance/ Mumbai

1 day ago

Mumbai Maharashtra, India Acura solutions Full time

ey Responsibilities Credit Appraisal Conduct detailed credit assessment of real estate developers projects Analyze financial statements project viability cash flows promoter background and overall creditworthiness Evaluate legal technical and market risk reports related to the proposed project Due Diligence Coordinate with legal technical and valuation teams for property project evaluation Ensure compliance with internal policies and regulatory requirements Perform site visits as part of pre-sanction and post-sanction monitoring Policy Adherence Ensure all proposals are in line with company s credit policy and risk appetite Recommend deviations only with adequate justification and risk mitigants Sanction Documentation Prepare detailed credit appraisal memos for sanctioning authorities Monitor documentation and post-sanction compliance before disbursement Portfolio Monitoring Monitor the health of the existing loan portfolio through regular reviews Identify early warning signals and initiate corrective actions Stakeholder Management Liaise with sales legal technical and operations teams to ensure end-to-end execution of deals Engage with external stakeholders such as customers valuers advocates and due diligence agencies

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