Field Sales Officer

1 week ago

Chennai Tamil Nadu, India Trueview Full time

**Role Description**

**Designation**: Sales Officer
**Grade**: EB-1 - Officer / EM-2 - Assistant Manager
**Legal Entity**: Equitas Small Finance Bank
**Business Unit**: Retail Assets
**Division**: Inclusive Banking
**Department**: Retail Mortgages

Location:

- Chennai
**Travel Required**: Yes
**Level of Travel**: Extensive
**Role Level**: Individual Contributor

**Purpose of the Role**

To ensure high-quality sourcing and processing of **Loan Against Property (LAP)** and **Housing Finance (HF)** for both **existing** and **open market customers**, with ticket sizes ranging from ₹10 lakh to ₹50 lakh/₹1 crore. The role must align with company policies and ensure adherence to processes, while delivering on performance expectations.

**Key Responsibilities**
- Sourcing of LAP & Housing Finance through **connectors (DSAs)** and **self-sourcing efforts**:

- **Empaneling new connectors** to expand business sourcing for LAP & HF
- Conducting **income assessments, field visits**, and document verification for LAP & Micro Housing loans
- Tracking and ensuring **timely loan repayment** from customers
- Act as a **high-performing individual contributor** and demonstrate strong **team collaboration**:

- Support in **building and nurturing the local team** to align with branch capacity and budget targets
- Generate and convert leads from **existing customer base** seeking LAP/HF solutions
- Deliver consistent service in line with **Equitas’ product offerings** and credit policies

**Desired Experience**
- **Experience Range**: 1-3 years
- **Industry Background**: Banks, NBFCs, or Housing Finance Companies
- **Relevant Experience**: Sourcing and processing of LAP and Housing Finance products
- **Languages**:

- Fluency in **regional language** of the location applied for
- Working knowledge of **English**:

- Knowledge of **additional regional languages** is a plus
- **Computer Skills**:

- Proficiency in **MS Excel** (report analysis)

**Qualifications**
- **Graduation**: Any Graduate
- **Post-Graduation**: MBA or Postgraduate degree preferred (not mandatory)
- **Professional Certifications**: Not mandatory

**Job Types**: Full-time, Permanent

Pay: ₹25,000.00 - ₹35,000.00 per month

**Benefits**:

- Health insurance
- Paid time off
- Provident Fund

**Experience**:

- Loan against Property: 1 year (required)
- house finance: 1 year (required)

Work Location: In person

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