Credit Officer

1 week ago

Mumbai, India Morpheus Human Consulting Full time

Reference Code:
428-68

Job Title:
**Credit Officer - Housing Finance industry - Mumbai (Western)**

Category:
Housing Finance

**Job Description**:
Headquartered in Mumbai, they were formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India. For them their clients are at the heart of all our endeavours. They understand that their success only comes from ensuring all products and services meet the unique needs of each of their clients. Proactive customer-centric initiatives have ensured a steady upscale in their business and regularly create paths for expansion and growth.

What started as farsightedness in encouraging mortgage distribution, has today become one of the market leading products. A one-stop shop for all financial management solutions, it covers a wide range of products. They offer customized solutions in the areas of Mortgages, Insurance, Education Loans, Mutual Funds and Fixed Deposits. Delivering long-term value demands powerful tools as well as deep insights.

Job Title: Credit Officer - Housing Finance industry - Mumbai (Western)

Job Responsibilities

2) Visit customer’s place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.

3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.

4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution

5) Efficiently manage the Under-process files and ensure adherence to TAT

6) Follow up on self-sourced cases where there are slippages in terms of Cheque bounces or 30-60 DPD

Key Skills:
Key Skills:
Good communication skills and command over Hindi / language and English

The above position requires high energy levels, integrity, customer orientation, analytical skills, convincing skills, process orientation, time management and a strong determination to achieve results

Basic knowledge of computer required

Ability to multi-task and manage overall operations

Mandatory:
Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels

Industry: Housing Finance

Gender: Male

Experience: 1-3 years in Affordable Housing Finance companies

Job Location: Mumbai (Western)

Working Days: 6 days

Qualification: Graduate/Post graduate in any discipline

CT : No incentives, only fixed CTC

Notice Period: Immediate to 30 days

About Morpheus Consulting:
Recruitment is a people-focused business - our success and growth are reliant upon our people. Our team of 130 consultants based in Middle east, Asia and Africa offer a blend of international recruitment experience, coupled with a platform of local market and industry knowledge. Morpheus Consulting has its presence since 2007 and has established itself as a reputed recruitment specialist in its industry.

**Location**:
Mumbai

Required Experience:
1-3 yrs

Positions:
1

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