Business Executive Housing Loan

2 weeks ago

Bengaluru, India L&T Financial Services Full time

**1.** **JOB PURPOSE**

Source Business from market through both DSA and Direct channel of CF to Retail, APF, Pre-Approved, and Internal channel

**Duties and responsibilities**
- To source open market business too and achieve the targets assigned
- To be completely aware of the products being offered by the company and understand competition offering and handle customer objections
- Should have a Basic understanding of P&L account, Balance sheet for self employed
- To ensure proper customer profiling on each call / customer visit, to identify and understand his/her needs and accordingly recommend investment and Insurance options
- Relationship building with the Home Loan Executives to which he is mapped and to ensure joint calls with the HLE to ensure maximum attachments of the files being disbursed
- To build a relationship with the customer so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire account of the customer.
- To be in sync and work together with the partner representatives.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services.
- Assess customer needs, explore all options and introduce different types of loans.
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
- **Disbursements**:
1. Collection of KYC documents

2. Loan documentation

*

*

**Job Types**: Full-time, Regular / Permanent

**Salary**: ₹249,183.24 - ₹3,400,000.00 per year

**Benefits**:

- Flexible schedule
- Health insurance
- Leave encashment
- Life insurance
- Provident Fund

Schedule:

- Day shift
- Fixed shift
- Monday to Friday

Supplemental pay types:

- Commission pay
- Performance bonus

Ability to commute/relocate:

- Bangalore, Karnataka: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 8095255105

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