Business Executive(Housing Finance)

2 weeks ago

Bengaluru Karnataka, India ACT2HIRE Full time

Duties and responsibilities
- To source open market business too and achieve the targets assigned
- To be completely aware of the products being offered by the company and understand competition offering and handle customer objections
- Should have a Basic understanding of P&L account,Balance sheet for self employed
- To ensure proper customer profiling on each call / customer visit, to identify and understand his/her needs and accordingly recommend investment and Insurance options
- Relationship building with the Home Loan Executives to which he is mapped and to ensure joint calls with the HLE to ensure maximum attachments of the files being disbursed
- To build a relationship with the customer so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire account of the customer.
- To be in sync and work together with the partner representatives.
- Understanding the joint ownership of the customer at the time of servicing etc.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services.
- Assess customer needs, explore all options and introduce different types of loans.
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
- Disbursements:
1. Collection of KYC documents

2. Loan documentation

Requirement and skills:
1. Should have basic knowledge about Lending and Housing products

3. Solid understanding of direct/indirect lending products and practices

4. Excellent communication and interpersonal skills

5. Customer satisfaction orientation and sales competencies

6. Ability to work in a goal oriented environment

7. MBA degree in finance, Marketing or a related field

8. Open to travel

**Job Types**: Full-time, Permanent, Fresher

Pay: ₹20,000.00 - ₹30,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Morning shift

Supplemental Pay:

- Performance bonus

**Education**:

- Master's (required)

**Experience**:

- Business development,finance: 1 year (required)
- housing finance: 1 year (required)

**Language**:

- English (required)

Work Location: In person

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