Placement Associate

1 week ago

Bengaluru Karnataka, India Nova Benefits Insurance Brokers Full time

**Location: Bangalore (Work from office)**

**About Nova Benefits**:

- NovaBenefits is on a mission to provide the best in class health and wellness benefits for employees in India. We envision that a vast majority of the county's population will get better access to high-quality healthcare through their employers. We are a tech-first company and believe that technology can make this vision a reality by offering a 10x better experience and fixing the broken processes for all stakeholders - Employees, Employers, HR admins, Insurers, and Healthcare providers.
- Nova Benefits has been co-founded by Yash Gupta (IIT Delhi - Comp Sci, Samsung Korea) and Saransh Garg (IIT Bombay, BCG, Accel, Y-Combinator). We are backed by the top venture funds in the country - BVP, SIG, Better Capital, Titan Capital, and Multiply Ventures.

**About the Role**:
**How You'll Make An Impact**
- Determine the appropriate coverage limits, deductibles, and premium rates for each property and liability insurance policy based on the applicant's risk profile, industry standards, and underwriting guidelines of the carrier.
- Communicating & collaborating with insurance agents and brokers to gather additional information, clarify details, and negotiate terms.
- Ensure compliance with company policies, industry regulations, and legal requirements & follow established underwriting guidelines and procedures to maintain consistency and fairness in decision-making process.
- Maintain accurate records of all underwriting decisions, correspondence, and supporting documents. Organize and manage underwriting files to ensure easy retrieval and reference.
- Create & maintain internal reports
- Collaborate with onshore counter parts to ensure smooth workflow

**Requirements**:

- Bachelor's degree in a related field (e.g., finance, business, or insurance)
- Up to 3 years of experience as an Underwriter or in a similar role
- Strong analytical and decision-making skills
- Excellent attention to detail and accuracy
- Knowledge of insurance industry regulations and guidelines
- Effective communication and interpersonal skills
- Ability to work independently and as part of a team

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