Hiring For Policy Manager

5 days ago

New Delhi, India Skill Ventory Full time
Roles and Responsibilities Key Responsibilities:
Developing and implementing risk policies, risk procedures, and maintaining key risk indicators
below the company annual plan or benchmarks for new and existing partners
Develop, support and release amendments In Policy at Partner level to help Business
Engage in analysis relating to delinquency on Consumer loans to support decision including
cross-selling
Work with Tech team to design, test and implement automation for real-time cross sell
campaigns across all retail products in line with business requirements.
Review cross-sell policy and process norms and propose changes in order to improve the
portfolio quality
Review the portfolio on a Cohort and Co-incidental level and suggest/propose policy actions at
product level
Prepare, review and monitor weekly/monthly MIS for Cross sell performance and present the
deck to senior management
Establish controls and robust monitoring mechanism to ensure constant calibration of Risk
framework to control loss, fraud and compliance issues
Work closely with IT, Business team for ensuring policy and systems are working as aligned with
internal risk returns parameters
Establish Internal audit controls on policy implementation and identify improvements or areas
of non-compliance or operations risk with remedial action
Establish processes for capturing accurate data at right place which will help in extracting the
data and analyzing the portfolio for improving the loss rates
Work with IT team for implementing the campaign validation rules in system for data
management
Closely working with Stakeholders: Product, Collections, FCU, Sales and Operations
Having appropriate Industry knowledge and develop contacts with peers in Banks/NBFCs for
regular portfolio level performance feedback.
Develop a rapport with the risk managers of other FinTech, banks and NBFCs and initiate
concerted market action wherever required

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