Credit Officer
3 weeks ago
Job Summary: The Credit Officer is responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations. Key Responsibilities: Review and analyze credit applications to assess the financial health of applicants.Conduct thorough credit investigations, including verification of income, employment, and credit history.Prepare detailed credit reports and make recommendations for credit approvals or denials.Monitor existing credit accounts to identify potential risks and initiate timely interventions.Collaborate with the sales team to understand customer needs and provide appropriate credit solutions.Ensure compliance with lending policies, procedures, and regulatory requirements.Maintain accurate records of credit assessments and decisions.Participate in training and development to stay updated on industry trends and best practices.Communicate effectively with clients regarding credit terms, conditions, and risks. Qualifications: Bachelor’s degree in finance, accounting, business administration, or related field.Proven experience in credit analysis, risk assessment, or a similar role.Strong analytical skills with attention to detail.Excellent communication and interpersonal skills.Proficiency in financial software and Microsoft Office Suite.Knowledge of relevant laws and regulations related to credit and lending. Preferred Skills: Certification in credit risk management or related field.Experience with credit scoring models and financial analysis tools.
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Credit Officer
3 weeks ago
Chennai, India HTC Global Services Full timeJob Summary: The Credit Officer is responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations. Key...
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Credit Officer
3 weeks ago
Chennai, India HTC Global Services Full timeJob Summary: The Credit Officer is responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations. Key...
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Credit Officer
3 weeks ago
Chennai, India HTC Global Services Full timeJob Summary: The Credit Officer is responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations. Key...
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Credit Officer
3 weeks ago
chennai, India HTC Global Services Full timeJob Summary: The Credit Officer is responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations. Key...
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Credit Officer
5 months ago
Ambattur, Chennai, Tamil Nadu, India Futron Finance Private Ltd. Full timeCompany Name - Futron Finance Private Limited. Role - GCO (Group Credit Officer) Product - Group Loan Qualification - Minimum HSC Location - All Over Tamilnadu Location CTC- 1.75 LPA to 2.75 LPA Interview Mode - Telephonic Round (Online Video Call) Criteria - Must Have 1 to 4 year's relevant experience as Credit Officer. **Salary**: ₹11,997.77 -...
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Collection Officer-Business loan Chennai
5 months ago
Chennai, India Credit Saison India Full timeAbout Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India,emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building aTechnology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meetthe various credit needs of Individuals, SMEs,...
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Credit Officer
5 months ago
Poonamallee, Chennai, Tamil Nadu, India Jowin HR Services Full timeImmediate Recruitment!!! **Job Description**: Role: *Credit Officer* - Aditya Birla Finance Limited Product: Micro LAP Salary : Upto 3.3 LPA Qualification: Any UG/ PG Eligibility: 1-3 Years Experience In Micro LAP/ Home Loan ( Not in Sales) Location: *Poona* **Responsibilities**: ~Review loan requests ~Assess clients’ financial status ~Evaluate...
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Subject Matter Expert
3 weeks ago
Chennai, Tamil Nadu, India GAIN Credit Full timeAbout GAIN CreditGAIN Credit is a tech-forward, inclusive, and responsible business using world-class innovative technology and data science to provide endless gaining opportunities for customers, employees, and merchants alike.Our MissionAt GAIN Credit, our mission is to empower lives, which is about providing solutions that meet the credit needs of society...
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Subject Matter Expert
2 weeks ago
Chennai, Tamil Nadu, India GAIN Credit Full timeAbout GAIN CreditGAIN Credit is a tech-forward, inclusive, and responsible business using world-class innovative technology and data science to provide endless gaining opportunities for customers, employees, and merchants alike.Our MissionOur mission is to empower lives, which is about providing solutions that meet the credit needs of society in an...
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Credit Officer
5 months ago
Poonamallee, Chennai, Tamil Nadu, India Jowin HR Services Full timeJob Responsibility: - Part of the Credit Underwriting Team. - Responsible for Credit Appraisal & Sanctioning - Handling small - medium ticket for LAP and Home loans - Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them. - Ensuring compliance with...
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Subject Matter Expert
7 days ago
Chennai, Tamil Nadu, India GAIN Credit Full timeAbout GAIN CreditGAIN Credit is a leading provider of financial services, committed to empowering lives through innovative technology and data science. Our mission is to provide accessible and responsible credit solutions, ensuring fair treatment of customers and timely repayments.Our Flagship BrandsWe operate two flagship brands, Lending Stream and Drafty,...
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Credit Risk Analyst
1 month ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd.Mizuho Global Services Pvt Ltd (MGS)is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related...
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Subject Matter Expert
5 months ago
Chennai, India GAIN Credit Full timeGroup Company: GLOBAL ANALYTICS INDIA PVT LTD (a subsidiary of GAIN CREDIT INC.) Designation: Subject Matter Expert - Client Service (DES_) Office Location: Noida , Gurugram , Bengaluru , Chennai Position description: Founded in 3, GAIN Credit is a tech-forward, inclusive, and responsible business using world-class innovative technology...
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Credit risk analyst
1 week ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd.Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related...
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Credit Risk Analyst
3 days ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd. Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking...
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Credit Risk Analyst
2 weeks ago
Chennai, Tamil Nadu, India HTC Global Services Full timeJob Summary:The Credit Risk Analyst at HTC Global Services evaluates and approves credit applications by assessing the financial health of applicants. This role involves analyzing financial data, conducting credit investigations, and ensuring compliance with company policies and regulations.Key Responsibilities:Review and analyze credit applications to...
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Credit Risk Analyst
3 weeks ago
Chennai, Tamil Nadu, India HTC Global Services Full timeAt HTC Global Services, we are seeking a skilled Credit Risk Analyst to join our team. The successful candidate will be responsible for evaluating and approving credit applications, assessing creditworthiness, and managing customer relationships to mitigate risk and enhance revenue.Key Responsibilities:• Review and analyze credit applications to assess the...
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Credit Risk Analyst
2 months ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd. Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related...
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Credit Risk Analyst
2 months ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd. Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT...
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Credit Risk Analyst
2 months ago
Chennai, India Mizuho Full timeMizuho Global Services India Pvt. Ltd. Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related...