Underwriter

1 week ago

Chennai, India Mphasis Full time
The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a manual underwrite, clearing conditions for Final Approval and communicating outstanding requirements to customers. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organization and communication skills, maintaining high level of quality standards and commitment to a superior level of customer service.
Essential Job Functions
· Maintain conforming signing authority and quality standards
· Maintain current knowledge of client and investor requirements
· Perform complete and in-depth review of mortgage loan files including; income (inclusive of rental income, IRA, annuity and 401 K), assets, credit and collateral
· Utilize client’s loan operating system to ensure accurate data entry
· Evaluate and ensure overall loan documents are accurate, complete, and compliant
· Manually underwrite loans in accordance with client guidelines
· Restructure non-conforming loans in order to meet conforming loan limits
· Complete POA review
· Identify and/or clear red flags or alerts
· Issue loan decision and condition file accordingly
· Review and approve conditions for compliance and completion of loan file
· Provide excellent customer service to internal and external clients
· Assist Processors/Loan Officers in understanding underwriting decisions and conditions
· Resolve pre and post-closing issues as they relate to underwriting
Requirements:
· Minimum 2+ years current mortgage loan underwriting experience
o Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
o Knowledge of appraisal and title, and ability to recognize red flags and ineligible properties
· Strong analytic, interpersonal, and verbal and written communication skills
· Detail-oriented with strong ability to time manage
· Ability to work in a flexible and production-oriented environment
· Must be able to work in a high stress environment while delivering a high-level of customer service
· Must be willing and able to work as part of a team
· Strong capability to work in multiple systems - paperless environment
· Must be willing to work in strict security environment
· Ability to obtain NMLS-MLO Licenses preferred
· Candidates must be available to work outside of normal business hours when necessary

  • Underwriter

    6 months ago

    Chennai, India White Crystal Full time

    Minimum 5 Years experience is Mandatory..!! **Responsibilities: - **  Supervise day-to-day operations for an underwriting unit by establishing priorities, assigning work, providing training and development, and helping staff with more complex work;  Help to establish streamlined quote process so work is handled in a timely and quality manner; ...

  • Underwriter

    1 week ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    6 months ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    1 week ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    1 week ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    1 week ago

    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    6 months ago

    Chennai, India ARA Resources Full time

    **Key Responsibilities**: **Responsibilities**: - Reviews loan files submitted for borrowers to ensure file meets loan program requirements. Includes analysis of loan - Review of mortgage loan files including; income (inclusive of rental income - IRA, annuity and 401K), assets, credit and collateral appraisal reports, collateral and supporting...

  • Mortgage Underwriting

    7 days ago

    Chennai, India Venpa Staffing Services India Private Limited Full time

    Notice : Immediate Joiners OnlyWork Mode : Initial 4 Months Onsite, then Work from HomeInterview Mode : Walk-in (Chennai) Must have Experience in Live UnderWriting. Job Summary: We are seeking a meticulous and experienced US Mortgage Live Underwriter to join our dynamic team. The primary responsibility of this role is to conduct thorough and accurate...

  • Senior Mortgage Underwriter

    1 month ago

    Chennai, Tamil Nadu, India 2COMS Consulting Pvt. Ltd. Full time

    Senior Mortgage UnderwriterJob SummaryWe are seeking a highly skilled Senior Mortgage Underwriter to join our team at 2COMS Consulting Pvt. Ltd. The ideal candidate will have a strong background in residential mortgage underwriting and excellent leadership skills.Key ResponsibilitiesLead a team of underwriters in the review and approval of residential...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    Position Overview:Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies, compliance...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    Position Overview:Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies, compliance...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    Position Overview: Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies,...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    Position Overview: Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies,...

  • Underwriter

    2 weeks ago

    Chennai, India Mphasis Full time

    Position Overview: Perform in-line quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on buy-pre and post-closing audits, compliance, and other client required quality service levels. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies,...

  • Senior Underwriting Specialist

    4 weeks ago

    Chennai, Tamil Nadu, India 2coms Full time

    About the RoleOur client, a leading global technology company, is seeking a skilled Senior Underwriter to join their team. As a Senior Underwriter, you will be responsible for manually underwriting complex transactions to ensure loans meet established guidelines.Key Responsibilities:Ability to read and apply guidelines to determine whether each loan meets...

  • Senior Underwriter Leader

    1 month ago

    Chennai, Tamil Nadu, India 2COMS Consulting Pvt. Ltd. Full time

    Job Title: Senior Underwriter LeaderJob Summary:We are seeking a highly skilled Senior Underwriter Leader to join our team at 2COMS Consulting Pvt. Ltd. The ideal candidate will have a strong background in US Residential Mortgage Core Underwriting and experience in leading teams.Key Responsibilities:Ability to work independently on all kinds of transactions...

  • Us Mortgage Underwriting

    5 months ago

    Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full time

    About Client - A leading Mortgage Company **Skills**: - End - End core underwriting Experience. - 4C’s of underwriting. - Should have experience in conventional, FHA and VA loan products. - 2c’s experience can be considered for component underwriting. **Exp**:3 to 6 Years. **Underwriting: (Live Underwriting / Modular Underwriting / Component...

  • Underwriter

    5 months ago

    Chennai, Tamil Nadu, India Policynation Full time

    **Roles & Responsibilities**: - Underwriting of risks under various property products (Fire, Engineering, Property, Liability, Health and Misc. products). - Getting Best Quotes from the insurers - Reviewing of RFQ, managing quotes and approvals and preparing RFQ based on the requirement and sending to insurer - Understanding the requirement of client from...

  • Medical Underwriter

    6 months ago

    Chennai, Tamil Nadu, India Inventiway Solutions Full time

    **Duties & Responsibilities**: 1) Managing the underwriting team deliverables 2) Managing departmental TAT, distribution, consultants, new resource on boarding 3) Spearheading projects & taking initiatives to improve term performance parameters like throughput, tat, quality etc. 4) Driving team members to meet the functional objectives 5) Manage...