Underwriter

4 weeks ago


Chennai, India ARA Resources Full time

**Key Responsibilities**:
**Responsibilities**:

- Reviews loan files submitted for borrowers to ensure file meets loan program requirements. Includes analysis of loan
- Review of mortgage loan files including; income (inclusive of rental income
- IRA, annuity and 401K), assets, credit and collateral appraisal reports, collateral and supporting documentation
- Resolve pre and post-closing issues as they relate to underwriting
- Analyze income from salaried, commissioned, self-employed, investment and fixed income sources
- Complete POA review
- Utilize client’s loan operating system to ensure accurate data entry
- Conditions files for missing/supporting documentation
- Revisits loans to review and clear conditions as documents are received
- Escalates potential fraud files to Credit Manager / Risk Management team
- Communicate status and decisions (approval, suspense, denial) to the appropriate individuals in accordance with company
- Manually underwrite loans in accordance with client guidelines
- Provide excellent customer service to internal clients by demonstrating expertise, accuracy, thoroughness, thoughtfulness, politeness, enthusiasm and clearly conveying requirements in written format
- Update system with all appropriate information
- Interpret policies and program requirements while analyzing applicant information, property and documentation

**Skills Required**:

- Minimum 2+ years of current experience in U.S. Mortgage with Underwriting experience
- Knowledge of appraisal and title, and ability to recognize red flags and ineligible properties
- Excellent written and verbal English communication skills
- Able to prioritize multiple competing tasks and manage time effective in a fast-paced environment
- Ability to obtain NMLS-MLO Licenses preferred
- Ability to adheres to directives, procedures and standards
- Ability to work in a paperless environment
- Computer proficiency including Microsoft Office Product Suite

**Qualifications & Experience**:

- Any Graduate
- 2 + Years of experience in US mortgage and underwriting

**Salary**: ₹400,000.00 - ₹700,000.00 per year

Schedule:

- Night shift

Ability to commute/relocate:

- Chennai, Tamil Nadu: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Do you have experience in Underwriting in US Mortgage?
- Is your Notice Period less than 30 days

**Experience**:

- total work: 2 years (preferred)

Shift availability:

- Night Shift (required)


  • Underwriter

    3 months ago


    Chennai, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Underwriter

    2 weeks ago


    Chennai, Tamil Nadu, India Digital Risk Full time

    Digital Risk's mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and...

  • Underwriter

    3 weeks ago


    Chennai, India White Crystal Full time

    Minimum 5 Years experience is Mandatory..!! **Responsibilities: - **  Supervise day-to-day operations for an underwriting unit by establishing priorities, assigning work, providing training and development, and helping staff with more complex work;  Help to establish streamlined quote process so work is handled in a timely and quality manner; ...

  • Underwriter

    2 months ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 weeks ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 weeks ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks...

  • Underwriter

    3 months ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 months ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 months ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    4 weeks ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 weeks ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    3 weeks ago


    Chennai, India Digital Risk Full time

    Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest...

  • Underwriter

    2 weeks ago


    Chennai, Tamil Nadu, India Digital Risk Full time

    Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks...

  • Underwriter

    2 weeks ago


    Chennai, Tamil Nadu, India Mphasis Full time

    The Underwriter's main role involves reviewing mortgage files submitted for underwriting, which includes assessing income, analyzing debt and assets, and conducting thorough evaluations of appraisals and titles. Additional tasks consist of inputting data into the loan operating system, manually underwriting, clearing conditions for Final Approval, and...

  • Underwriter

    4 weeks ago


    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    2 weeks ago


    chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    4 weeks ago


    Chennai, India Mphasis Full time

    The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client’s loan operating system, performing a...

  • Underwriter

    3 weeks ago


    Chennai, India Inditrade Scalerator Ltd Full time

    **JOB ROLE**: **JOB REQUIREMENTS**: - Qualification - Graduate in any discipline - Good understanding of customer profile, markets and products - 3-5 years of Underwriting experience of Loans. - Need to have decent written and oral communication skills. - Detail orientated, Process discipline and Good Organizational Discipline **Salary**: From...

  • Senior Underwriter

    2 months ago


    chennai, India Mphasis Full time

    Underwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...

  • Senior Underwriter

    1 week ago


    chennai, India Mphasis Full time

    Underwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...