Credit Specialist

1 month ago


andhra pradesh, India Resource Algorithm Full time
A) Core Responsibilities:
· Credit Underwriting
o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification
reports
o Decision the file based on policy norms and within the permitted TAT.
o On receiving additional documents initiate process for sanction (seeking approvals)
o Ensure closure of deferral cases within the defined time limits.
· Personal Discussion with customers
o Meet the customers personally for analyzing and assessing the business set up, end use of loan and business projections etc.
o Submit duly signed report ( on system) for future reference
· Portfolio Management
o Track credit processes and monitor adherence to all compliance and regulatory norms as well as organization policies
o Monitor delinquency across locations and regions
o Monitor and assess credit manager delinquency
o Introduce measures to Control delinquencies
· Interact with channels
o Meet channel partners to boost business volumes, quality of sourcing, TAT monitoring etc.
o Provide training to channel partners on policies and processes
· Monitor and Interact with External Vendors or Third party service providers
o Monitor and review Service Quality of vendor (TAT, Quality of reports, customer details captured)
o Conduct periodical updates with respect to policy and process changes with the vendors
o Reduce credit cost incurred through vendors
B) Supplementary Responsibilities:
· Resolve Audit queries
· Provide inputs on process and policy improvements
· Take feedback from markets (through credit teams) for introduction of new products, feedback on processes and alignment of the
same with the industry.
· Train Credit Officers/ CPC team for enhanced performance on policies and processes
C) Records/Trackers/Reports maintained by role:
· Channel Visit Report
· Vendor visit report
· Daily productivity report
  • Credit Specialist

    1 month ago


    andhra pradesh, India Resource Algorithm Full time

    A) Core Responsibilities: · Credit Underwriting o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification reports o Decision the file based on policy norms and within the permitted TAT. o On receiving additional documents initiate process for sanction (seeking approvals) o Ensure closure of deferral...


  • Andhra Pradesh, India IDFC FIRST Bank Full time

    About the RoleWe are seeking a seasoned Rural Banking Specialist - Loan Growth to join our team at IDFC FIRST Bank.Job DescriptionThe successful candidate will be responsible for building and deepening relationships with rural banking customers, ensuring best-in-class service, and driving personal loan business through assigned bank branches.Key...

  • Avp Credit Analysis

    3 months ago


    Noida, Uttar Pradesh, India Barclays Full time

    Join us as a "Credit Risk Specialist " at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. Location-Noida Essential Skills/Basic Qualifications: - Experience in corporate...

  • Accounts Payable Clerk

    3 months ago


    Andhra Pradesh, India TXM Group Full time

    **Accounts Payable Clerk** **Vacancy Description** **Established in 2005, the TXM Group consists of 20 companies, totaling over 450 staff located across regional hubs in the UK, Australia and the Middle East.** **This is a fantastic opportunity for an Accounts Payable Specialist to join our TXM Finance Department.** Main responsibilities and...


  • Andhra Pradesh, India IDFC FIRST Bank Full time

    Company OverviewIDFC FIRST Bank is a leading financial institution committed to delivering innovative banking solutions to its customers.Job DescriptionThe Tractor Loan Relationship Manager will play a vital role in driving business growth and customer satisfaction in the Rural Banking segment. As a key member of our team, you will be responsible for...


  • andhra pradesh, India Danieli Group Full time

    We are currently looking for a CA graduate with 2+ years of experience to join our Finance Team as an Accounts payables manager.Job Title: Accounts Payables ManagerQualification: Qualified Chartered AccountantsLocation: Sricity, Tada – Andhra PradeshResponsibilities:Manage day to day financial operation including Accounts Payable activities.Ensure...


  • uttar pradesh, India Cognex Corporation Full time

    Accounts Payable Specialist,Noidaworking module: 5 days in officeAddress:Cognex Sensors India Pvt Ltd.Spaces – 1707-1708, 17th FloorMax Tower, Sec-16BNoida, 201301,IndiaJob DescriptionEssential Functions:Process invoices and employee expense reports accurately in SAP in accordance with the company’s corporate policies and procedures.Manage weekly...

  • Us Collection Process

    2 weeks ago


    Noida, Uttar Pradesh, India Intineri Infosol pvt.ltd Full time

    **Role - Collections Specialist** **location : Noida sector 136** **Budget : 8LPA** **Experience : Minimum 3 years in US collection process or In international sales** **( credit cards / Business loan collection / commercial loan collection)** **Job Summary**:We are seeking a diligent and results-driven Collections Specialist to join our team and play a...


  • uttar pradesh, India Elements HR Services Pvt Ltd Full time

    Job DescriptionPurpose of the roleTo support business areas with day-to-day processing, reviewing, reporting, trading and issue resolution.Looking for Diversity Candidates only from Banking Industry!!Join us as Trade and working capital Specialist at an AVP level;, where you will play a pivotal role to manage operations within a business area and maintain...

  • Return Executive

    2 months ago


    Unnao District, Uttar Pradesh, India Waayslive Solution Full time

    A return executive, also known as a returns specialist or returns processor, manages the flow of returned products from customers to a company: Receive and inspect: Receive returned products, inspect them for damage, and determine their condition Process refunds: Process refunds, exchanges, credits, or repairs for returned products Update records: Update...


  • Noida, Uttar Pradesh, India Barclays Full time

    Join us as an BA3- Impairment reporting, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences. You may be assessed on the key critical skills relevant for success in role, such as experience...

  • Vehicle Loan Officer

    6 months ago


    Indore, Madhya Pradesh, India Jobsequel.in Full time

    **JOB DESCRIPTION**: **RESPONSIBILITIES**: - Work closely with the documentation team to enhance process efficiency. - Stay informed about various vehicle loan products offered by the institution. - Provide guidance and support to customers regarding loan options and eligibility criteria. - Provide excellent customer service by addressing queries,...


  • Noida, Uttar Pradesh, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...


  • Noida, Uttar Pradesh, India Genpact Full time

    _Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...


  • Noida, Uttar Pradesh, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...


  • madhya pradesh, India Tata Consultancy Services Full time

    Direct Walk-In Opportunity for Customer Service Associates (International Voice Operations) @Tata Consultancy Services Indore on Saturday 9th November 2024 Note: Candidates with relevant experience in "Intenational Voice Operations" can directly attend the interview. Please go through the norms below before you attend. Job Role: Customer Service...

  • Mba- Finance

    6 months ago


    Ghaziabad, Uttar Pradesh, India Leantycoon consulting services Full time

    **Roles and Responsibilities**: - Achieve or exceed the sales plan according to Business Strategy. - Build, develop and maintain good customer relationships. Manage relationships to Company’s and customer’s mutual advantage - Search for, recognize, and act upon sales opportunities that contribute to Net Margin development and improvement according to...


  • Ghaziabad, Uttar Pradesh, India Leantycoon consulting services Full time

    **Roles and Responsibilities**: - Achieve or exceed the sales plan according to Business Strategy. - Build, develop and maintain good customer relationships. Manage relationships to Company’s and customer’s mutual advantage - Search for, recognize, and act upon sales opportunities that contribute to Net Margin development and improvement according to...


  • madhya pradesh, India Tata Consultancy Services Full time

    Direct Walk-In Opportunity for Customer Service Associates (International Voice Operations) @Tata Consultancy Services Indore on Saturday 9th November 2024Note: Candidates with relevant experience in "Intenational Voice Operations" can directly attend the interview. Please go through the norms below before you attend.Job Role: Customer Service...


  • Noida Sector 16, Noida, Uttar Pradesh, India Intineri Infosol pvt.ltd Full time

    **Job Title**: International Debt Recovery Specialist **Location**: Noida sec - 6 **Job Type**: [Full-Time] **US Shifts** **Salary : upto 40k +40k allowance + incentives** **Exp : Minimum 6months in International debt Recovery specialist** **Cab services** **Position Overview**: We are seeking a skilled International Debt Recovery Specialist to manage...