Credit Specialist
6 days ago
A) Core Responsibilities:
· Credit Underwriting
o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification
reports
o Decision the file based on policy norms and within the permitted TAT.
o On receiving additional documents initiate process for sanction (seeking approvals)
o Ensure closure of deferral cases within the defined time limits.
· Personal Discussion with customers
o Meet the customers personally for analyzing and assessing the business set up, end use of loan and business projections etc.
o Submit duly signed report ( on system) for future reference
· Portfolio Management
o Track credit processes and monitor adherence to all compliance and regulatory norms as well as organization policies
o Monitor delinquency across locations and regions
o Monitor and assess credit manager delinquency
o Introduce measures to Control delinquencies
· Interact with channels
o Meet channel partners to boost business volumes, quality of sourcing, TAT monitoring etc.
o Provide training to channel partners on policies and processes
· Monitor and Interact with External Vendors or Third party service providers
o Monitor and review Service Quality of vendor (TAT, Quality of reports, customer details captured)
o Conduct periodical updates with respect to policy and process changes with the vendors
o Reduce credit cost incurred through vendors
B) Supplementary Responsibilities:
· Resolve Audit queries
· Provide inputs on process and policy improvements
· Take feedback from markets (through credit teams) for introduction of new products, feedback on processes and alignment of the
same with the industry.
· Train Credit Officers/ CPC team for enhanced performance on policies and processes
C) Records/Trackers/Reports maintained by role:
· Channel Visit Report
· Vendor visit report
· Daily productivity report
-
Credit Specialist
5 days ago
andhra pradesh, India Resource Algorithm Full timeA) Core Responsibilities:· Credit Underwritingo Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verificationreportso Decision the file based on policy norms and within the permitted TAT.o On receiving additional documents initiate process for sanction (seeking approvals)o Ensure closure of deferral cases...
-
Internal Audit Specialist
4 weeks ago
Andhra Pradesh, India Arthan Finance Private Limited Full timeJob Title: Internal Audit SpecialistJob Summary: We are seeking a highly skilled Internal Audit Specialist to join our team at Arthan Finance Private Limited. The successful candidate will be responsible for conducting branch internal audit processes, reviewing financial statements, and identifying areas for improvement.Key Responsibilities:Conduct branch...
-
Internal Audit Specialist for Arthan Finance
3 weeks ago
Andhra Pradesh, India Arthan Finance Private Limited Full timeInternal Audit Specialist Job DescriptionAt Arthan Finance Private Limited, we are seeking a highly skilled Internal Audit Specialist to join our team. The successful candidate will be responsible for conducting branch internal audit processes and controls, file audits, credit audits, customer visits, and vendor audits.Key Responsibilities: Conduct internal...
-
Rural Banking Specialist
6 days ago
Andhra Pradesh, India IDFC FIRST Bank Full timeAbout the RoleWe are seeking a seasoned Rural Banking Specialist - Loan Growth to join our team at IDFC FIRST Bank.Job DescriptionThe successful candidate will be responsible for building and deepening relationships with rural banking customers, ensuring best-in-class service, and driving personal loan business through assigned bank branches.Key...
-
Avp Credit Analysis
2 months ago
Noida, Uttar Pradesh, India Barclays Full timeJoin us as a "Credit Risk Specialist " at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. Location-Noida Essential Skills/Basic Qualifications: - Experience in corporate...
-
Accounts Payable Clerk
1 month ago
Andhra Pradesh, India TXM Group Full time**Accounts Payable Clerk** **Vacancy Description** **Established in 2005, the TXM Group consists of 20 companies, totaling over 450 staff located across regional hubs in the UK, Australia and the Middle East.** **This is a fantastic opportunity for an Accounts Payable Specialist to join our TXM Finance Department.** Main responsibilities and...
-
Tractor Loan Relationship Manager
6 days ago
Andhra Pradesh, India IDFC FIRST Bank Full timeCompany OverviewIDFC FIRST Bank is a leading financial institution committed to delivering innovative banking solutions to its customers.Job DescriptionThe Tractor Loan Relationship Manager will play a vital role in driving business growth and customer satisfaction in the Rural Banking segment. As a key member of our team, you will be responsible for...
-
Sales Specialist
1 week ago
uttar pradesh, India Biz2Credit Full timeAbout the Role:As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by identifying and cultivating relationships with potential clients. Join our dynamic team and contribute to the success of our organization while advancing your career in the finance industry.Responsibilities:- Consultative Selling:...
-
Sales Specialist
1 week ago
uttar pradesh, India Biz2Credit Full timeAbout the Role: As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by identifying and cultivating relationships with potential clients. Join our dynamic team and contribute to the success of our organization while advancing your career in the finance industry. Responsibilities: - Consultative Selling:...
-
Accounts Payable Specialist
5 days ago
uttar pradesh, India Cognex Corporation Full timeAccounts Payable Specialist,Noidaworking module: 5 days in officeAddress:Cognex Sensors India Pvt Ltd.Spaces – 1707-1708, 17th FloorMax Tower, Sec-16BNoida, 201301,IndiaJob DescriptionEssential Functions:Process invoices and employee expense reports accurately in SAP in accordance with the company’s corporate policies and procedures.Manage weekly...
-
Return Executive
1 month ago
Unnao District, Uttar Pradesh, India Waayslive Solution Full timeA return executive, also known as a returns specialist or returns processor, manages the flow of returned products from customers to a company: Receive and inspect: Receive returned products, inspect them for damage, and determine their condition Process refunds: Process refunds, exchanges, credits, or repairs for returned products Update records: Update...
-
Vehicle Loan Officer
5 months ago
Indore, Madhya Pradesh, India Jobsequel.in Full time**JOB DESCRIPTION**: **RESPONSIBILITIES**: - Work closely with the documentation team to enhance process efficiency. - Stay informed about various vehicle loan products offered by the institution. - Provide guidance and support to customers regarding loan options and eligibility criteria. - Provide excellent customer service by addressing queries,...
-
Process Associate- Invoice to Cash
1 month ago
Noida, Uttar Pradesh, India Genpact Full timeGenpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...
-
Process Associate- Invoice to Cash
5 days ago
Noida, Uttar Pradesh, India Genpact Full timeGenpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...
-
Mba- Finance
5 months ago
Ghaziabad, Uttar Pradesh, India Leantycoon consulting services Full time**Roles and Responsibilities**: - Achieve or exceed the sales plan according to Business Strategy. - Build, develop and maintain good customer relationships. Manage relationships to Company’s and customer’s mutual advantage - Search for, recognize, and act upon sales opportunities that contribute to Net Margin development and improvement according to...
-
Techno Commercial Executive- 1+yrs Exp
5 months ago
Ghaziabad, Uttar Pradesh, India Leantycoon consulting services Full time**Roles and Responsibilities**: - Achieve or exceed the sales plan according to Business Strategy. - Build, develop and maintain good customer relationships. Manage relationships to Company’s and customer’s mutual advantage - Search for, recognize, and act upon sales opportunities that contribute to Net Margin development and improvement according to...
-
Customer Support Specialist
1 week ago
madhya pradesh, India Tata Consultancy Services Full timeDirect Walk-In Opportunity for Customer Service Associates (International Voice Operations) @Tata Consultancy Services Indore on Saturday 9th November 2024 Note: Candidates with relevant experience in "Intenational Voice Operations" can directly attend the interview. Please go through the norms below before you attend. Job Role: Customer Service...
-
Customer Support Specialist
2 weeks ago
madhya pradesh, India Tata Consultancy Services Full timeDirect Walk-In Opportunity for Customer Service Associates (International Voice Operations) @Tata Consultancy Services Indore on Saturday 9th November 2024 Note: Candidates with relevant experience in "Intenational Voice Operations" can directly attend the interview. Please go through the norms below before you attend. Job Role: Customer Service...
-
Customer Support Specialist
2 weeks ago
madhya pradesh, India Tata Consultancy Services Full timeDirect Walk-In Opportunity for Customer Service Associates (International Voice Operations) @Tata Consultancy Services Indore on Saturday 9th November 2024Note: Candidates with relevant experience in "Intenational Voice Operations" can directly attend the interview. Please go through the norms below before you attend.Job Role: Customer Service...
-
International Debt Recovery
2 months ago
Noida Sector 16, Noida, Uttar Pradesh, India Intineri Infosol pvt.ltd Full time**Job Title**: International Debt Recovery Specialist **Location**: Noida sec - 6 **Job Type**: [Full-Time] **US Shifts** **Salary : upto 40k +40k allowance + incentives** **Exp : Minimum 6months in International debt Recovery specialist** **Cab services** **Position Overview**: We are seeking a skilled International Debt Recovery Specialist to manage...