Credit Analyst

5 days ago


Bhubaneswar, India Group Surya Full time

Job Title: Credit Analyst – Management TraineeDepartment: FundingLocation: BhubaneswarAgreement: 2 YearsAbout the RoleWe are seeking a Credit Analyst – Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.Key Responsibilities- Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.- Prepare detailed credit appraisal reports to support funding decisions.- Assist in structuring and evaluating funding proposals.- Perform due diligence on funding opportunities and validate financial data.- Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.- Maintain MIS reports and documentation for all funding transactions.- Prepare presentations and reports for management review.- Keep updated with funding regulations, credit policies, and financial trends.Qualifications- MBA in Finance (mandatory).- CA Inter or CMA Inter candidates preferred.- Strong understanding of credit risk assessment, funding structures, and financial modeling.- Proficiency in MS Excel and analytical tools.- Good communication, reporting, and problem-solving skills.Contractual Terms- The candidate must sign a 2-year service agreement.- If the candidate resigns before completion of the agreement, they will be liable to pay 4 months’ gross salary to the company as compensation.What We Offer- Direct exposure to credit analysis and funding activities.- Opportunity to work closely with the funding leadership team.- Structured career path with learning and growth opportunities in the finance domain.


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