Credit Analyst
4 weeks ago
Job Title: Credit Analyst – Management Trainee
Department: Funding
Location: Bhubaneswar
Agreement: 2 Years
About the Role
We are seeking a Credit Analyst – Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.
Key Responsibilities
- Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.
- Prepare detailed credit appraisal reports to support funding decisions.
- Assist in structuring and evaluating funding proposals.
- Perform due diligence on funding opportunities and validate financial data.
- Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.
- Maintain MIS reports and documentation for all funding transactions.
- Prepare presentations and reports for management review.
- Keep updated with funding regulations, credit policies, and financial trends.
Qualifications
- MBA in Finance (mandatory).
- CA Inter or CMA Inter candidates preferred.
- Strong understanding of credit risk assessment, funding structures, and financial modeling.
- Proficiency in MS Excel and analytical tools.
- Good communication, reporting, and problem-solving skills.
Contractual Terms
- The candidate must sign a 2-year service agreement.
- If the candidate resigns before completion of the agreement, they will be liable to pay 4 months’ gross salary to the company as compensation.
What We Offer
- Direct exposure to credit analysis and funding activities.
- Opportunity to work closely with the funding leadership team.
- Structured career path with learning and growth opportunities in the finance domain.
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