Senior Banking Product Strategist

2 days ago

Mohali, Punjab, India beBeeProductStrategist Full time ₹ 1,00,00,000 - ₹ 2,50,00,000

Job Opportunity:

We are seeking a seasoned Banking Product Strategist with extensive expertise in banking services to drive the development and delivery of innovative financial solutions. You will play a pivotal role in shaping our banking offerings, ensuring they meet customer needs, regulatory requirements, and industry standards.

Key Responsibilities:

  • Develop and maintain a strategic roadmap for banking products, ensuring alignment with business goals and market demands.
  • Stay updated on trends in digital banking, fintech innovations, and regulatory changes to identify opportunities for new products or enhancements.
  • Conduct market research and competitor analysis to understand customer behavior, industry benchmarks, and emerging trends.
  • Engage with customers and internal stakeholders to gather feedback and validate product concepts.
  • Define and document product requirements, user stories, and functional specifications for banking solutions.
  • Collaborate with engineering, design, and compliance teams to ensure timely delivery of secure, scalable, and user-friendly products.
  • Ensure all banking products comply with financial regulations, data security standards, and industry guidelines.
  • Work closely with legal and compliance teams to address regulatory requirements in product design and delivery.
  • Define key performance indicators (KPIs) for banking products and monitor their performance post-launch.
  • Leverage analytics to measure customer adoption, usage patterns, and satisfaction levels, driving continuous improvement.
  • Act as a liaison between business, technology, marketing, and sales teams to ensure alignment across all product lifecycle stages.
  • Provide regular updates to senior leadership on product progress, risks, and opportunities.
  • Identify gaps in the current product portfolio and recommend innovative solutions to meet customer needs.

Requirements:

  • Education: Bachelor's degree in Finance, Business, Computer Science, or related fields. MBA or equivalent is a plus.
  • Experience:
    • [10+ years] of product management experience in banking, fintech, or financial services.
    • Proven track record of launching digital banking products (e.g., mobile banking, payment systems, lending platforms).
  • Skills:
    • Strong knowledge of banking operations, payment systems, and financial products.
    • Excellent project management, analytical, and problem-solving skills.
    • Proficiency in tools like Jira, Confluence, or other product management software.
    • Strong understanding of KYC, AML, GDPR, and PSD2 compliance requirements.
  • Knowledge:
    • Familiarity with banking APIs, digital wallets, and financial technologies.

What We Offer:

  • A dynamic work environment that fosters innovation and growth.
  • Opportunities for professional development and skill enhancement.
  • Collaborative teams working towards common goals.
  • Recognition and rewards for outstanding performance.

Additional Information:

  • The ideal candidate will possess a unique blend of strategic thinking, customer focus, and technical expertise.
  • They should be able to communicate effectively with diverse stakeholders, from customers to senior leadership.
  • Strong problem-solving skills and adaptability will be essential in this role.

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