Product Manager

3 weeks ago

Mohali, Punjab, India FINVASIA Full time

Job Summary:

We are seeking an experienced Product Manager with a strong background in banking services to drive the development and delivery of innovative financial products. You will play a pivotal role in shaping our banking solutions, ensuring they meet customer needs, regulatory requirements, and industry standards. This role requires a blend of strategic thinking, customer focus, and technical

expertise.

Key Responsibilities:

1. Product Strategy & Vision:


• Develop and maintain a strategic road map for banking products, ensuring alignment with business goals and market demands.


• Stay updated on trends in digital banking, fintech innovations, and regulatory changes to identify opportunities for new products or enhancements.

2. Customer & Market Insights:


• Conduct market research and competitor analysis to understand customer behaviour, industry benchmarks, and emerging trends.


• Engage with customers and internal stakeholders to gather feedback and validate product concepts.

3. Product Development:


• Define and document product requirements, user stories, and functional specifications for banking solutions.


• Collaborate with engineering, design, and compliance teams to ensure timely delivery of secure, scalable, and user-friendly products.

4. Regulatory Compliance:


• Ensure all banking products comply with financial regulations, data security standards, and industry guidelines.


• Work closely with legal and compliance teams to address regulatory requirements in product design and delivery.

5. Performance Management:


• Define key performance indicators (KPIs) for banking products and monitor their performance post-launch.


• Leverage analytics to measure customer adoption, usage patterns,

and satisfaction levels, driving continuous improvement.

6. Stakeholder Collaboration:


• Act as a liaison between business, technology, marketing, and sales teams to ensure alignment across all product lifecycle stages.


• Provide regular updates to senior leadership on product progress, risks, and opportunities.

7. Innovation & Improvement:


• Identify gaps in the current product portfolio and recommend innovative solutions to meet customer needs.


• Drive the adoption of new technologies such as open banking APIs, AI-driven personalization, or blockchain-based solutions.

Qualifications:


• Education: Bachelor's degree in Finance, Business, Computer Science, or related fields. MBA or equivalent is a plus.


• Experience:

– (10+ years) of product management experience in banking, fintech, or financial services.

– Proven track record of launching digital banking products (e.g., mobile banking,

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