
Loan Risk Analyst
2 days ago
As a Loan Risk Analyst, you will play a crucial role in ensuring the smooth processing of all loans in our pipeline. We are seeking an experienced professional to join our team and contribute to our mission of providing exceptional loan services.
Job Description:Key Responsibilities:
- Review and verify loan applications and supporting documentation
- Analyze loan risk and request additional information as necessary
- Evaluate loan compliance with regulatory standards and company policies
- Determine loan conditions, communicate requirements, and/or decisions
- Document and effectively communicate reasons for loan approval or rejection
- Partner with other operations staff to ensure efficient loan processing
Qualifications/ Requirements:
- 5+ years of experience in mortgage front-line underwriting (live loans) in Residential Real Estate
- Compliance review, disclosure preparation, closing, document preparation, and due diligence experience in residential mortgage industry
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
- Ability to analyze and calculate qualifying income from various tax documents
- Experience analyzing credit reports
Benefits:
This is a rewarding opportunity to work with a dynamic team and contribute to the success of our organization. As a Loan Risk Analyst, you will have the chance to develop your skills and expertise in loan analysis and risk management.
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