Personal Loan Growth Executive

2 days ago

Udaipur, Rajasthan, India beBeeStrategic Full time ₹ 12,50,000 - ₹ 17,50,000
We are seeking a dynamic and strategic leader to head our Personal Loan vertical. This role is responsible for Profit & Loss ownership, designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment.

Responsibilities include:
  • Own end-to-end P&L for the personal loan business.
  • Define business plans, growth roadmap, and product strategies.
  • Drive customer acquisition through digital, affiliates, partnerships, and co-lending partnerships.
  • Identify cross-sell and up-sell opportunities within the portfolio.
Key Responsibilities Include:
  • Product & Process Management:
    • Develop innovative personal loan products aligned with customer needs.
    • Optimize loan approval TAT, onboarding journey, and digital lending processes.
    • Work with technology teams to build seamless digital journeys (app/web).
  • Risk & Credit Management:
    • Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.
    • Monitor portfolio quality, delinquency, and NPA trends.
    • Implement robust fraud detection & collection strategies.
  • Stakeholder & Team Leadership:
    • Lead and build a high-performing sales, product, and operations team.
    • Manage relationships with affiliates, fintech partners, credit bureaus, and lenders.
    • Work closely with regulators, auditors, and compliance teams.
  • Financial & Regulatory Oversight:
    • Ensure compliance with regulatory guidelines.
    • Drive profitability through sustainable interest income, fees, and cost efficiency.
    • Regularly track performance metrics – disbursements, yields, PAR/NPA levels.
    Key Requirements Include:
    • Education:
    • Experience:
    • Proven Track Record:
    • Strong Knowledge:
    • Leadership Skills:
    • Tech-Savvy Mindset:
    Required Skills And Qualifications Include:
    • P&L Management
    • Business Development & Partnerships
    • Digital Lending & Product Innovation
    • Risk & Credit Policy
    • Collections & Recovery Oversight
    • Regulatory & Compliance Knowledge
    • Team Leadership & Strategic Thinking

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