Commercial Banking Expert

1 week ago

Bengaluru, Karnataka, India beBeeFinancialAnalyst Full time ₹ 50,00,000 - ₹ 1,00,00,000
Job Description

About this position:

Wells Fargo is seeking a skilled professional to fill the role of Commercial Banking Portfolio Associate.

In this capacity, you will:

  • Research complex financial data for commercial business and high net worth customer loan packages, adhering to established standards within the Commercial Banking Portfolio Management functional area.
  • Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables.
  • Underwrite loans with aggregate credit exposure based upon approved credit authority limits.
  • Investigate credit standards and determine the creditworthiness of high net worth loans.
  • Receive direction from supervisor and exercise independent judgment while developing an understanding of function, policies, procedures, and compliance requirements.
  • Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers.

Required Qualifications, US:

  • 6+ months of experience in Commercial Banking Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Skills and Requirements:

  • MBA Finance/Masters in Finance/Commerce.
  • Experience in assessing creditworthiness of borrowers based on qualitative and quantitative factors.
  • Ability to read & analyze financial statements.
  • Capacity to handle subjectivity in financial analysis and substantiate with reasons.
  • Excellent communication skills.
  • Excellent knowledge of MS Office applications.
  • Capacity to work quickly & accurately while maintaining acceptable standards of workmanship.
  • Flexibility to work in different shifts.

Key Responsibilities:

  • Responsible for performing financial analysis, calculating financial covenants, calculating yield, performing revenue analysis, and preparing the financing memorandum.

We Value Diversity and Inclusion:

At Wells Fargo, we strive to create a workplace that reflects the diversity of our communities and promotes equal opportunities for all. We are committed to building a culture of inclusivity and respect where everyone feels valued and supported.

Our Approach:

We believe in fostering a collaborative environment that encourages teamwork, open communication, and mutual respect. Our goal is to attract and retain top talent who share our values and are passionate about delivering exceptional results.

Benefits:

As a team member at Wells Fargo, you will enjoy a comprehensive benefits package that includes health insurance, retirement savings plans, paid time off, and access to exclusive discounts and perks.

Equal Employment Opportunity:

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

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