
Senior Mortgage Loan Analyst
7 days ago
Role Overview
The Senior Mortgage Loan Analyst will review, condition, and underwrite mortgage loans in accordance with established policies and procedures. This role is responsible for examining all documentation for accuracy and completeness, ensuring eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
Main Responsibilities:
- Examining loan applications and supporting documentation for accuracy and completeness
- Evaluating the creditworthiness of borrowers and assessing their ability to repay loans
- Ensuring that loans comply with relevant laws and regulations, as well as company policies and procedures
- Collaborating with other departments to ensure a smooth loan process
Required Skills and Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- Minimum 3 years of experience in mortgage underwriting or a related field
- Excellent analytical and problem-solving skills
- Strong communication and interpersonal skills
- Ability to work accurately and efficiently in a fast-paced environment
Benefits
- Ongoing training and development opportunities
- A competitive salary and benefits package
- A collaborative and dynamic work environment
Other Duties
- Performing other duties as assigned by management
Key Requirements:
- Credit analysis and risk assessment
- Loan-to-value ratios and debt-to-income ratios
- Income calculation and cash flow analysis
- Knowledge of lending and underwriting guidelines
We Offer:
- A comprehensive training program to enhance your skills and knowledge
- A positive and supportive work environment
- A range of benefits, including medical, dental, and vision insurance
Join Our Team:
- To apply, please submit your resume and cover letter
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