Transformative Credit Risk Management Leader

23 hours ago


India beBeeCreditRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000
Senior Credit Risk Professional Opportunity

We are seeking an experienced Senior Credit Risk Professional to join our team and leverage their expertise in developing, validating, and monitoring credit risk models for national and international clients.

Key Responsibilities:
  • Develop and validate credit risk models for Indian banks to ensure compliance with regulatory requirements
  • Conduct exploratory data analysis, roll rate, vintage analysis, good/bad definitions, factor selections, logistic/linear regressions, and scorecard calibration to improve model accuracy
  • Perform credit risk model validation, including data preparation and analysis, validation tests, back testing, scenario analysis, and sensitivity analysis to ensure model reliability
  • Apply time series analysis and forecasting techniques to predict credit risk trends
  • Compute economic capital and demonstrate knowledge of IRB, IFRS 9, CECL, CCAR, SR-11-7, Scorecard, Wholesale & Retail Portfolio, credit card, CRD, CRR guidelines
Requirements:
  • Degree or qualified accountant/FRM with regulatory reporting background and experience in credit risk management
  • Strong quantitative and analytical skills with attention to detail and accuracy, as well as proficiency in Excel, PowerPoint, and visualization tools (Power BI)
  • Familiarity with SAS, Python, R, CA/MBA(Finance)/ M.SC (stats), and certifications in CFA/ FRM, with a focus on credit risk modeling and analytics
Preferred Skills:
  • Investment banking product knowledge and regulatory development around IB, with a focus on credit risk management
What We Offer:
  • A dynamic and inclusive work environment that fosters collaboration and growth
  • Ongoing training and professional development opportunities to enhance your skills and expertise


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