Chief Credit Analyst

2 days ago

Jodhpur, Rajasthan, India beBeeMortgage Full time ₹ 14,40,000 - ₹ 21,68,000
Expert Mortgage Underwriter Role

The successful candidate will be responsible for assessing home loan applications in accordance with Australian credit policies and guidelines.

Key Responsibilities:

  • Conduct thorough income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Collaborate with brokers, lenders, and internal teams to clarify documentation gaps or provide additional information.
  • Deliver timely and high-quality credit decisions while meeting Service Level Agreements (SLAs) and compliance standards.
  • Maintain accurate records of application outcomes and quality metrics.
  • Develop and mentor junior underwriters, supporting process improvements.

Requirements:

  • Graduate/Postgraduate degree in a relevant field such as Finance, Commerce, or Economics.
  • Minimum 5 years of mortgage underwriting experience, preferably within the Australian home loan domain.
  • Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work effectively in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

Job Benefits:

  • Opportunities for career growth and professional development.
  • A dynamic and supportive work environment.
  • Competitive remuneration package.

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