Credit Risk Expert

8 hours ago


Kollam, Kerala, India beBeeRisk Full time ₹ 1,25,00,000 - ₹ 1,75,00,000

As a credit risk expert, you will play a pivotal role in shaping the framework for unsecured lending across various e-commerce platforms. Your expertise will drive strategic decisions on credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal returns.

Credit Risk Strategy & Policy
  • Develop and maintain robust credit risk policies for unsecured products, aligning with market trends, regulatory guidelines, and risk appetite.
  • Review and enhance underwriting norms to stay competitive and minimize risks.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
Underwriting & Risk Models
  • Build and refine credit scorecards and rule engines in collaboration with data science and analytics teams.
  • Monitor performance of underwriting models and recommend refinements as needed.
  • Evaluate new lending segments, channels, or partnerships from a credit perspective.
Portfolio Monitoring & MIS
  • Analyze portfolio performance, delinquencies, and early warning signals using advanced analytics and dashboards.
  • Lead periodic credit reviews and present portfolio health to senior management.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS).

Key Skills & Qualifications:

  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience.
  • Strong understanding of consumer credit products and the risk lifecycle.
  • Working capital underwriting is essential.


  • Kollam, Kerala, India beBeeCreditRisk Full time ₹ 1,20,00,000 - ₹ 2,00,00,000

    About UsAt our organization, we are committed to creating a diverse and inclusive environment where everyone can thrive. We believe that our employees are the backbone of our success and strive to provide them with opportunities for growth and development.The RoleWe are currently seeking an experienced Consultant Expert to join our team as a Senior Analyst....


  • Kollam, Kerala, India beBeeCredit Full time ₹ 80,00,000 - ₹ 1,50,00,000

    Job Title: Credit ProfessionalAbout the PositionWe are seeking a detail-oriented and analytical credit expert to strengthen our credit and deal execution capabilities.Main Responsibilities:Draft clear, accurate, and comprehensive credit reports for transactions.Prepare, review, and analyze loan term sheets.Conduct financial and credit analysis to support...


  • Kollam, Kerala, India beBeeCredit Full time ₹ 12,75,000 - ₹ 2,09,25,000

    Job Role:Carry out comprehensive credit analysis for large corporate clients.Negotiate terms and conditions with key stakeholders to assess potential risks.Obtain critical information from customers to prepare detailed credit reports.Closely monitor accounts according to the agreed-upon sanctioning authority terms.Develop regular monitoring reports for the...


  • Kollam, Kerala, India beBeeRisk Full time ₹ 12,00,000 - ₹ 15,00,000

    Lead Risk Modelling ExpertWe are seeking a highly skilled and analytical Lead Risk Modelling Expert to join our Credit Ratings team.This role involves building, validating, and enhancing quantitative models that support credit rating decisions, risk assessments, and financial forecasts.The ideal candidate will bring a solid foundation in credit risk...

  • Expert Credit Analyst

    8 hours ago


    Kollam, Kerala, India beBeeCreditRisk Full time ₹ 9,84,000 - ₹ 12,45,500

    Job Summary:We are seeking a skilled and detail-oriented Credit Risk Specialist to join our credit risk team. The ideal candidate will be responsible for evaluating the financial health of new and existing clients, identifying risk levels, and providing actionable recommendations to support sound credit decisions.Main Responsibilities:Conduct thorough...


  • Kollam, Kerala, India beBeeCredit Full time ₹ 93,00,000 - ₹ 1,24,50,000

    Job Description:The role of Senior Financial Analyst - Credit Expert involves providing strategic financial insights and guidance to senior management. Key responsibilities include deal evaluation, understanding industry trends and business dynamics, and preparation of comprehensive credit memos including financial models.Presentation and Reporting:The...

  • Chief Risk Officer

    4 days ago


    Kollam, Kerala, India beBeeCreditExpert Full time ₹ 1,36,80,000 - ₹ 2,51,60,000

    We are hiring a seasoned Credit Expert to lead our client's credit function.Location: Delhi/ MumbaiQualification - CA or MBA Finance from reputable B-Schools.Key Requirements:18-20 years of relevant industry experience.Strong background in handling credit functions in banking or non-banking financial companies (NBFCs) is essential.At least 2 years of...


  • Kollam, Kerala, India beBeeRisk Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Lead Risk Strategist We are seeking a seasoned risk management leader to spearhead our risk management strategy across credit, operational, and regulatory domains. Evaluate and implement a comprehensive risk management framework that aligns with business objectives, regulatory requirements, and market conditions. Oversee risk identification, assessment, and...


  • Kollam, Kerala, India SCHACH Engineers (P) Ltd. Full time

    * Credit Control Manager*About Schach Engineers:Schach Engineer Pvt Ltd offers a wide range of quality products and services that meets the needs of global customers operating in diverse and demanding markets. We are a perfect blend of the luxury of infrastructure and design competencies with quality consciousness at the core with essential certifications to...


  • Kollam, Kerala, India beBeeRiskManagement Full time ₹ 12,81,988 - ₹ 23,18,416

    Senior Risk Management ExpertThe role of Senior Business Analyst is critical in enhancing our Risk Management capabilities within Origination & Customer-Lifecycle stack.Translate complex banking and regulatory policies into implementable specifications and configurable rules for seamless integration.Design and maintain robust risk modules for credit, fraud,...