Risk Management Expert

4 days ago


Mumbai, Maharashtra, India FlexiLoans Full time

As a forward-thinking financial institution, FlexiLoans is seeking an experienced Risk Management Expert to oversee the operational risks within its Credit function.

Job Overview

The ideal candidate will possess in-depth knowledge of operational risk frameworks, particularly within credit operations, and have a proven track record of identifying and mitigating potential risks.

This includes conducting regular audits of credit operations to ensure compliance with internal policies and external regulations, as well as developing and implementing robust control measures to mitigate identified risks.

The Risk Management Expert will work closely with cross-functional teams, including Credit, Risk, Compliance, and Technology, to implement risk mitigation strategies and provide early warnings of potential risks through key operational risk indicators (KRIs).

Responsibilities
  • Conduct thorough risk assessments across credit processes, including loan origination, underwriting, disbursement, and collections.
  • Develop and implement effective control measures to mitigate identified risks, ensuring adherence to company policies and regulatory requirements.
  • Investigate risk incidents, identify root causes, and recommend corrective actions to prevent recurrence.
  • Track and report key operational risk indicators (KRIs) to provide early warnings of potential risks.
  • Collaborate with cross-functional teams to implement risk mitigation strategies and ensure compliance with internal policies and external regulations.
Requirements
  • Highly driven and motivated individual with ability to get hands-on where required.
  • Excellent communication and stakeholder management abilities.
  • Proactive and able to work independently in a fast-paced environment.
  • In-depth knowledge of operational risk frameworks, especially within credit operations.
  • Qualification and Experience: CA/MBA with 5-10 years of relevant experience in Operational Risk Management.
What We Offer

A competitive salary of ₹25.5 lakhs per annum, along with opportunities for growth and development in a dynamic and forward-thinking organization.



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